Financial Concepts (Carlisle) Ltd

Independent Eden House, The Crescent, Carlisle, Cumbria, CA1 1QN
First meeting at adviser's own cost
Response rating
7.0 /10
FCA verified
14th October 2019
Chartered financial planners who offer a complete one-step financial services solution, whatever your needs.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Building your home
    • Buy to let
    • Buying commercial property
    • Buying first home
    • Buying overseas
    • Equity release
    • Flexible mortgages
    • High loan to value
    • Mortgage protection
    • Next home / Remortgaging
    • Right to buy
    • Self-employed mortgages
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Commercial mortgages
    • Employee benefits
    • Group pensions
    • Group protection
    • Long term care
Meet our advisers
Nigel Shackleton ChartFP
Technical Director
Chartered Financial Planner
Anthony Phillipson DIP PFS
Andrew Pease APFS Cert CII (MP&ER)
Chartered Financial Planner
Chartered Financial Planner
Adrian Leslie Dip PFS
Independent Financial Planner
Certified Financial Planner
What our clients say
Did exactly as I requested and got me a very good deal at a good rate and his fees are very reasonable. What could they have done better? Nothing. I was kept up to date with every progress of my application.
Susan Brown, Cumbria
Can not fault the service provided by Financial concepts at Carlisle.
Ian Pearson, Carlisle
plain and clear language. genuinely interested in my requirements.
James Graham, Carlisle
Darren and his team always explain the issues fully and the financial impact
Elliott Brooks, London
Darren looks after my financial details with minimal fuss and always gets a good deal and provides an efficient service.
Paul Thompson, Carlisle
Darren always explains things well and has the knowledge about all fields to make things easy for myself. He is always available for any questions I have.
Owen Smith, Carlisle
i have always found darren to give excellent advise on investing in my personal pension.the returns have been excellent .i have found him informative and have taken regular advise to generate maximum returns from my pension portfolio. What could they have done better? i honestly don,t think darren could improve on his regular advise meetings , we constantly review the returns on a regular basis and act accordingly in my interests .
George Hunt, Cumbria
Where to find us

Eden House, The Crescent, Carlisle, Cumbria, CA1 1QN

Make an enquiry
About us

Financial Concepts is an independently owned IFA practice, founded in 2000. Between us we have more than 100 years of experience providing bespoke advice to a wide range of clients. We look after more than £130m worth of client funds, and our mortgage arm has a burgeoning reputation for helping hundreds of people achieve their property dreams. Our specialist knowledge covers a wide range of products from across the whole of the market, including investments, pensions, mortgages and protection. Over the years we have grown by word of mouth and the recommendations of satisfied clients. The first meeting is free of charge, we offer a variety of different payment options, and all fees are agreed with you in advance.

Our services

Our speciality is creating solutions for life. Offering a full range of financial services, we use them in harmony to provide a long-term financial plan that meets your goals not just at the present time but in all the years to come. The ongoing nature of our service is the reason why people stay with us and keep coming back. We take pride in being one of the only firms of chartered financial planners in Cumbria, and we reflect this in the quality of the service we offer to our clients.

Advice methods
  • phoneButton
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value