Fingerprint Financial Planning

Independent Financial Adviser  Fingerprint Financial Planning, Chatham, ME4 4TZ
First meeting at adviser's own cost
Independent, expert financial planners & mortgage advisers helping families, business owners and those approaching retirement. Our service is as unique as you are. We can speak with you directly via our video conference facilities or by telephone.
We can advise you on
Annuity purchase
Auto enrolment
Pension consolidation
Pension drawdown
Pensions & divorce
Pensions & retirement planning
Pensions review
Pensions transfer
Bad credit
Building your home
Buy my next home
Buy to let
Buying commercial property
Buying first home
Buying overseas
Equity release
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Wealth management
Ethical investments
ISA / Unit Trusts / OEICs
Investing for income
Investment trusts
Offshore investments
Socially responsible investments
Unit trusts
Lump sum
National savings
Regular savings
Savings for children
School fees planning
Critical illness
Income protection insurance
Life insurance
Capital gains tax
Estate planning
Income tax
Taxation planning
Commercial mortgages
Corporate pension
Employee benefits
Group ISA
Group Pension/Stakeholder
Group Protection/Life Insurance
Group critical illness
Group income protection
Group life insurance
Group private medical insurance
Group risk
Sharia finance
Long term care
Response rating
FCA authorised
Last authorised 16th May 2022
Meet our advisers
Mr Ben Beslic
Principal Partner

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Paul Spencer-Nixon
Financial Planner & Principal Partner

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

Miss Vicki Upton
Mortgage Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This exam accesses understanding of the financial services industry including regulation and legislation.

Mr Jonathan Brockman
Mortgage Adviser
Mr Mark Hidson
Financial Adviser
What our clients say
Paul has always worked hard to research the full market to find the right mortgage deal for me. Paul is not affiliated to any lenders so I always get the most competitive rates available. I receive completely impartial financial advice which is tailored to my personal needs.
A Shrubsole, Kent
Excellent personal service. Very helpful and frank advice. Fingerprint Financial Planning helped fix my badly performing pensions while I was self-employed and made an achievable retirement plan. They also secured a realistic mortgage for our new home and sorted all the paperwork. Excellent tax advice and how to maximise our finances too. Brilliant service - I can't recommend Fingerprint enough.
A Jenkinson,, Hertfordshire
Paul was recommended to us to help with inheritance tax planning. The service exceeded our expectations and we have been pleased with the outcome.
C Pettipher, Kent
Life changing, literally! Having approached a number of advisers I was told the advice I required was too complex and not without risk. Fingerprint Financial Planning not only took this on for me, they went over and above, continually keeping my wife and I updated on developments. As a consequence, I can look forward to providing some real security for my family in the future. This company has the feel of a larger company yet maintains the personal touch. Entirely professional. I would not hesitate to recommend them to family and friends. A first-rate service.
A Fryer, Kent
Fantastic service, very professional, informative and probably the best service I have received in this field. Good people, ethical and would certainly recommend them as a business to anyone!
A Baghdadchi,, London
They go out of their way to help and make you feel valued.
A Singh, Kent
Excellent service. This isn't just a mortgage broker or a financial and wealth planner, this is a full service financial advisory service. The staff are friendly, efficient and work at pace. In today's world of ticking boxes and scripted replies, it's refreshing to get a personal touch.
D Bridger, Kent
Over a number of years Paul has regularly helped me make the most of my money and ensure I have a plan to be comfortable in later life.
D O'Hagan, London
Highly recommended, friendly and very personal service. Thank you!
C Squire, Ipswich
I have been using Fingerprint Financial Planning for four years now. The team are extremely helpful and friendly and I would highly recommend them.
D Barr, Kent
I received a very good service from Fingerprint Financial Planning and would recommend them to anyone.
D Hodson, Kent
Initially, I approached Paul for help with a mortgage, but we're now looking at where to best place my savings and my future planning for retirement. I've received sound and elaborate advice.
D Beugelsdijk, London
Absolutely fantastic service. The staff are amazing, friendly but very professional and quick to respond to any questions. We would thoroughly recommend Fingerprint to anyone requiring financial advice.
Mr & Mrs Daniels, Kent
An absolutely outstanding company. I got introduced by a friend years ago now and I have been using them ever since. The team in the office are all very polite and helpful, nothing is too much trouble. If you’ve not used Fingerprint Financial Planning yet, it’s time you did!
G Macey, Kent
Shane and the team are very knowledgeable and efficient, managing to find me a mortgage on a property that had its complications. I was very happy with the professional service and would absolutely use them again. Recommended!
I Pritchard, Bristol
As well as being friendly and approachable, I felt Paul was extremely professional and knowledgeable. He explained the process from beginning to end in terms I understood; what was involved and what I could expect. During our meetings, he went through all options available to me, discussing their advantages and disadvantages which allowed me to make an informed decision and without being hurried.
I Norman, Kent
I have been using Fingerprint Financial Planning for a few years and have found them both helpful and knowledgeable. On querying my pension performance a while back, the first thing Fingerprint did was make an appointment to see me, sit me down with a cup of tea and go through everything in clear, understandable detail, so that I felt satisfied my financial affairs were in good hands. Friendly and approachable, I would recommend them to anyone.
G Richards, Kent
Exceptional service once again, quick, efficient and smooth service as always.
Mr & Mrs Edwards, Kent
A great service that I have used a few times and I can't recommend highly enough. Always someone who is happy to answer your calls and help you. They also get back to you in a timely manner...a refreshing approach to business.
J Hollands, Kent
Absolutely fantastic; very, very high standard of customer service; exceptional knowledge; very friendly and easy to talk to an adviser. I would recommend them to anyone; Fingerprint, you have gained our trust and loyalty. Thank you.
K Nowak, Kent
Highly recommended. Professional, friendly people who are very knowledgeable and helpful. They put your mind at ease because they know their stuff.
K Watson, Kent
Reliable, knowledgeable and efficient. We've just had some great service from Ben, Vikki and Millie at Fingerprint Financial Planning during the trying process of buying our house. Due to various complications, we had to apply three times for a mortgage over a 10 month period, with little niggles to each case. The team were very patient with our situation and always found us cost-effective options and executed the process smoothly. Many thanks - would definitely recommend.
K Sutter & Y Bossard, Farnham
We would highly recommend Fingerprint Financial Planning. We have used them for quite some time. The process is simple. No long-winded home visits for them to sell other products - just reliable advice and superb service. We have recommended them to all our family and friends as the service is, in our opinion, unbeatable and seamless. The staff are all fantastic and take all the stress out of the process.
J Dawson, Kent
I have used Fingerprint Financial Planning a couple of times now to set up a new mortgage or to remortgage for a better deal. On every occasion, they have been professional and accommodating, and importantly carry out the donkey work of looking for the best deals on the market - all for a reasonable one-off fee. Highly recommended!
Mr & Mrs Southwood, East Grinstead
Very clear and concise, every step of the way when dealing with our remortgage requirements. Big thank you especially to Paul, and to Harriet. Highly recommended.
Mr & Mrs Armour, Kent
I am a landlord with four properties as well as my own home and have used Fingerprint Financial Planning for all my mortgage needs for over 10 years. They are knowledgeable, efficient and incredibly supportive. I would certainly recommend them.
N Vengan, Kent
I would most definitely recommend this company to anyone wanting financial advice or mortgages, as the deals they can get are much better than you could find independently.... Thank you so much again for all of your help and advice.
P Smallwood, Kent
We have used Fingerprint Financial Planning on a couple of occasions over the last three years - once for a remortgage and more recently for a house move. Shane has been friendly, knowledgeable and professional on both occasions. Nothing was too much trouble or question too silly. We believe he obtained us the best mortgage for our needs on both occasions and he was able to secure the required life insurance policies too. We recommend Shane and Fingerprint to everyone we know!
M Carr, Kent
Truly friendly, professional, dedicated to one’s strategy.
M Mena, London
Fingerprint Financial deal with our pensions, insurances, mortgages, long-term planning and inheritance tax planning. Paul's experience and knowledge in all of these areas has been invaluable in ensuring our financial outcome and future is secure, planned and constantly managed.
S Yiakoumi, Kent
Paul was very honest and open and made sure that I understood every step. There's nothing that he could have done better.
S Simpson, Kent
We have been working with Shane at Fingerprint for the last three or so years. Our needs have not been straightforward but Shane has been there 100% for us, organising the best mortgage deal and brilliant life insurance cover. We couldn't recommend him and Fingerprint Financial Planning enough - thank you!
S Henry, Devon
I thought I was fairly money savvy, but after speaking with the small, really friendly non-judgemental team, they gave me other options I had not thought about. Fingerprint Financial Planning's advice has put me in a great place. With very important financial decisions small or large you can trust Fingerprint for the very best advice and service.
P Jones, Kent
Great team and very helpful. Made the process of buying our house a lot easier.
R Zacharow, Kent
From start to finish the guys at Fingerprint Financial were incredible! They ensured my mortgage went through smoothly and continued with their professional support right up until I was settled in my new home. Responsive customer service from Victoria, who I highly recommend to all my friends and family and will continue to use in the future myself.
S Coe, Kent
I cannot praise this company enough. Especially Shane Brockwell - he is my hero! At a time when there was so much stress in my household, Shane arrived, calmed me down, almost immediately saved me £230 a month on my mortgage payments and has found a far better product for when I am ready to buy our new house. Thank you, Shane and Co. You rock!!!
S Palmer, Kent
After some time worrying about my pension, Fingerprint Financial Planning has located pensions I would never have found. I'm very happy with the good service and would recommend to friends and family.
Mr & Mrs Johnson, Kent
Right from the beginning to the very end, Shane and his team have been very helpful. Giving me the best advice and looking for a suitable mortgage deal. Many thanks, guys!
T Ejoh, Kent
Friendly and competent staff. Fingerprint Financial Planning treats you as a valuable customer. A pleasure to work with this company. Always available on the other side of the line. Regular feedback. I can highly recommend Fingerprint.
S Datema, Kent
About us

Established in 2008, Fingerprint Financial Planning was set up to provide a one-stop-shop for all of your financial needs.

We combine the expertise of qualified mortgage advisers and financial planners to support all of our clients from the cradle to the grave.

Just as your fingerprint is unique to you, we provide financial planning and mortgage advice which is completely specific to you and your goals.

Our qualified mortgage advisers and financial planners have a great deal of knowledge about their clients. And whilst every client is unique, our team has a good understanding of their common aims and the concerns they have.

Over the years we’ve developed our services to deliver the greatest value to people who are:

• Professionals with families: We’re committed to your unique financial success

• Professionals approaching retirement: Helping you to achieve the retirement you want, when you want

• Business owners: Helping your business to help you

• Home buyers: Helping you to find the right mortgage for your unique needs

• Professional advisers: Working with professional advisers to meet their clients’ needs

Discover how we can help you to achieve your financial goals.

Our services

Just as your fingerprint will never change, we’ll never change our dedicated approach to supporting you to achieve your goals. Our clients work with us because:

1. We’re not incentivised to recommend any financial products or providers. So, we’ll always find the solution which best meets your needs.

2. Our dedicated Relationship Manager is focused on maintaining a long-term relationship with you.

3. We have a team-based approach, but our service is as individual and unique as you are.

4. We’re here to provide advice and support throughout your life. We’ll be your point of contact, your sounding board and your trusted adviser.

Where to find us
Head office address: Fingerprint Financial Planning, Admiral Offices, Main Gate Road, The Historic Dockyard, Chatham, ME4 4TZ
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Fingerprint Financial Planning is registered in England & Wales, Company Number 06039623. Registered Office address: Admirals Offices, The Historic Dockyard, Chatham, Kent ME4 4TZ.

Authorised and regulated by the Financial Conduct Authority (FCA). Fingerprint Financial Planning is entered on the FCA Register under reference 481803.

Response rating
FCA authorised
Last authorised 16th May 2022

Similar advisers near you

Independent Financial Adviser 0.45 mi
No upfront costs, no barriers - just great pension advice. We operate nationally, online and over the phone.
Independent Financial Adviser 1.38 mi
Expert financial advice on pensions, investments and retirement planning for local individuals and business owners.
Independent Financial Adviser 1.56 mi
Expert financial advice on pensions, investments and retirement planning for local individuals and business owners.
Independent Financial Adviser 1.9 mi
Let us worry about money, not you. We aim to make the complicated easy to understand.