We can advise you on
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
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Financial planning
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Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
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Savings
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Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
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Business
- Commercial mortgages
- Employee benefits
- Group pensions
- Group protection
Meet our advisers
Bob Windust
Principal Adviser
Qualifications & Accreditations
Hide qualifications
AFPC - Advanced Financial Planning Certificate (CII)
In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
Adv CeMAP - Advanced Certificate in Mortgage Advice and Practice (LIBF)
This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.
CMLIBF - Chartered Member of the London Institute of Banking & Finance
Having achieved the IFS Level 6 Diploma in Financial Advice, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
What our clients say
I was looking for pension advice to use my tax free cash for home improvements,
Bob Windust offered a friendly service which I was extremely pleased with,I found him to be honest and at ease with from the start,I would highly recommend his services to anybody seeking the advice and services of a financial adviser.
What could they have done better?
As I've stated above the service that bob offered me was professional and I felt at was dealing with him
John Corcoran, Caerphilly
General financial review and Retirement Planning.
1. Helped review different options with regard to Pension planning
2. Reviewed our current protection plans and supported comparing/contrasting market products available
3. Completed a user friendly financial health check, highlighting potential needs long term
We adjusted our financial planning in line with our changing needs, the outcome has been peace of mind and addressed our will deficiency with our solicitor.
What could they have done better?
We have received very efficient and professional advice that has made a difference.
Stephen Farmer, Penarth
I was reviewing the pensions of myself and my wife ,also purchasing a buy to let property . Bob went through all my existing pensions and where my investments are ,if they are doing the best it could. adjusted where we wanted to and helped to get the best buy to let mortgage. We are a lot more confident with the pension investments are in the right place, and i have just had a year with my buy to let property,happy with review.
What could they have done better?
Bob did an very good job he has good knowledge and listens carefully and very professional. the only delay we had was from the companies we had to deal with. Not sure how we can improve on that .
Ian Lowe, Barry
AFTER BEING IN CANADA FOR 20 YEARS I WAS NEW TO THE BRITISH ECONOMY AND COMING BACK TO BRITAIN IN 1996 I REQUIRED ADVISE IN MANY AREAS MR WINDUST HELPED US AND ADVISED US ON A MORGAGE AND ALSO HELPED US WHERE TO INVEST MY PRIVATE PENSION....I HAVE ALSO USED MR WINDUST FOR ALL MY FINANCIAL NEEDS OVER THE LAST 19 YEARS AND HAVE THE UP MOST RESPECT FOR HIS GUIDANCE .... YES MY CURRENT SITUATION IS JUST WHAT I HOPED FOR ..........
Nick Davies, Caerphilly
My previous Financial Adviser had moved and I wanted an Independent Financial Adviser. I found Bob Windust from First Option online and have been more than happy with his service. I can thoroughly recommend him. I needed investments with a regular monthly return and Bob was able to advise me. As I am retired and not yet receiving my state pension I needed a monthly return from my investments and savings. Bob Windust was able to advise me and I am completely satisfied with his service.
What could they have done better?
I cannot speak too highly about him. I am very pleased with the advice he has given me and his fees are very reasonable. Parking is also a great advantage in that I can park my car next to his house without having to pay to park my car in the centre of Cardiff.
Anne Rogers, Cardiff
Where to find us
55 Merthyr Road, Tongwynlais, South Glamorgan, Cardiff, CF15 7LG
Make an enquiry
About us
We pride ourselves on "going the extra mile" in providing our clients with first class service.
"To have ZERO customer compliants in 35 years must be a WORLD record!
That's why over 100 customers have rated First Option with a 5 STAR ***** rating
Just give us a call, there's no obligation!
Our services
Bob Windust is the principal adviser with over 35 years experience in helping clients make the right financial decisions regarding their retirement and investment needs.
With over 100 (verified) client reviews all giving a rating of 5.00 out of 5 on
We help you make sense of all the jargon and ensure you make the correct financial decisions that will stand the test of not only time but more importantly, your financial needs that may change over the years.
Compliance
We follow strictly to the FSA on their 6 point rule policy of Treating Customers Fairly (TCF)
