This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
This qualification helps advisers develop and demonstrate their financial planning capabilities.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
This qualification assesses a knowledge and understanding of the UK Financial services, regulation and ethics, investment principles and risk, personal taxation, pensions and retirement planning, financial protection and financial planning practice.
We are a firm of Independent Financial Advisers (IFA’s) based in Ripon, North Yorkshire. We provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives. Carl Fletcher is a Member of the Chartered Insurance Institute & The Personal Finance Society. He has been a Financial Adviser for over 30 years. Carl has been voted one of the Top 250 IFAs in the UK according to reviews received on the consumer ratings website VouchedFor & published in the Sunday Times.
Key areas of planning and advice include: Pensions- Corporate and Private Retirement Planning. including SSAS, SIPPs, Income Drawdown and Annuities. Investment- For pre and post retirement, growth or income, including associated tax planning. Corporate Solutions- Employee Benefit Schemes, Shareholder and Partnership Protection, Including Key Person Cover. Our approach is to deliver professionally researched, clear and concise recommendations.
Our financial advisers are dedicated to providing quality Independent Financial Advice, across a broad spectrum of individual interests from across the entire marketplace. These range from individually tailored investments, retirement, personal pension and wealth management solutions through to mortgage and protection arrangements.
Client loyalty is the foundation of our practice and we recognise the importance of our existing clients support. Once we have gained this support, we work hard to maintain it by providing a highly personal and professional service.
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