Flying Colours & Partners

Independent Financial Adviser  Street, Bangor, BT18 9HX
First meeting at adviser's own cost
We can advise you on
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Annuity purchase
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Auto enrolment
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Equity release
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Wealth management
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Lump sum
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Regular savings
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Savings for children
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group life insurance
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 14th June 2021
Meet our advisers
MR Stephen Casey
Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

Owen Armstrong
Financial Adviser
Ian Black
Financial Adviser
About us

If you don’t make the right provisions now while your earning it could be a very long and boring retirement! Don’t forget, recent reports from the government and the office of national statistics indicate that we are living longer due to a healthier lifestyle and advances in medicine.

In the current financial climate the word investment tends to conjure up images of stock markets and let’s be honest a bit of fear.

It doesn’t have to be that way!
In basic terms an investment is putting money into something with the expectation of a gain after a set term and that has been thoroughly analysed and has a high degree of security.

You didn’t choose to gamble with your money and neither will we. We offer tax efficient savings products, to low and higher risk investment products depending on your own circumstances and attitude to risk.

Fluctuations in the market can cause your investment to go up and down and some investments carry a greater risk than others.

Our services

Stephen Casey - has almost 40 years of Product Provider, Intermediary and Management experience within Financial Services. His areas of specialisation are Employee Benefits and professional financial advice at highest level to Company Directors/Partners in respect of personal and corporate financial needs.

Owen Armstrong - has nearly 35 years’ experience in Financial services. He has worked for many multinational insurance companies since 1991 and has been with Aspects Financial for over 14 years. He is a fundamental part of the growing success of Aspects Financial with areas of specialisation in pension funding & access, investment, and mortgages.

Ian Black - has worked in the financial services industry for 20 years & is progressing towards Chartered status. Providing independent financial advice for both personal and commercial clients. Whether planning for retirement, passing wealth onto family or providing protection for your family/business, he can help you achieve your goals.

Where to find us
Head office address: Street, Bangor, BT18 9HX
Service coverage
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 14th June 2021

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