What our clients say
I was amongst Alan's first clients and our long term relationship has grown into a trusted friendship. I have watched his family grow, as he has mine, as well as his business grow and in todays volatile market place it gives me pleasure to see Alan go onwards and upwards "Ad Astra" to the stars.
For someone like me who never pays the attention one should to Financial Planning it is a comfort knowing Alan is in the background doing this for me, thank you Alan.
If you like seamless and understandable advice I can certainly recomend Alan Dick
I contacted Alan by recommendation in 2010. At that time I was approaching 50 and had four Personal Pension Policies and did not have a clue about Financial Planning. From our very first meeting I was impressed with Forty Two Wealth Management. I was not, and have never felt that I have been, sold anything. This was so refreshing as I have had dealings with so called Financial Advisors (Independent (allegedly) and also from within Banking Institutions) and have always been left with the feeling that I was under pressure to buy into something and the "Advisor" was only thinking of their commission. Alan Dick as he said himself is not a salesman, he offered genuine advice.
My wife and I completed a full Financial Review which was a real eye opener. Where does your money go? We also completed a Risk Profile which again was very interesting. All this was fully documented and explained giving full details of income and expenditure and Net Worth. I would recommend this to anyone particularly in my age group.
As a result of working with Alan I have amalgamated all my pensions into 1 Pension Portfolio which is in line with my Risk Profile and I have full access to this online 24/7. I am not fully convinced on the Return on Pensions particularly at the present time however as a Tax efficient way of saving it is definitely the way forward for me.
To sum up Alan Dick will give you genuine sound advice in relation to any Financial Matters and I would certainly recommend the process that we went through with him. I am now happy to know that the Financial side of our lives (which I don't really have the time to deal with) is in good hands.
My wife and I began our relationship with Alan Dick then of JRD Partnership in 1995. At that time our careers were growing along with increases in our incomes and we wanted to plan for an early retirement, if possible. Alan's approach was very professional; he took a very understanding approach attempting to identify our expectations on what levels of financial returns we might expect against the levels of risk we were prepared to accept. At no time were we 'sold' products but were presented with statistical forecasts on what might emerge depending on the course of action we eventually agreed.
Seventeen years on this process still continues although it is well established now. His approach in now is to help us achieve some of our personal retirement ambitions, some of which will require finances, so he has managed to understand these possiblities and persuade us to go out and make them happen knowing that we can afford them.
Four years ago my wife and I accepted voluntary retirement from our employer. Immediatley we consulted with Alan and within a 4 week window he reviewed our retirement finances, made recommendations and completed arrangements which minimised our tax liabilities and produced a profitable return on new investments.
For some people the prospect of paying a fee for this type of advice might seem difficult especially if you are already managing you affairs currently.
What do you get?
Annually we have a review where the performance of the portfolio is re-evaluated with recommended adjustments. We also review the personal retirement goals we agreed at previous reviews and what we have achieved; we then set new goals for the coming year. We don't get sold new products at any time in the relationship.
We get a consistency of service which is always predictable.
There is technical expertise around the frequent changes to financial legislation which helps us make decisions. We view the advice as impartial, delivered by someone with integrity and genuinely interested in financial and personal welfare.
I have already recommended professional friends to Alan and will continue to do so.
Planning your ideal lifestyle and making sure you have enough money in place at the right time to support your dream life on the other hand is not only important but also exciting and rewarding.
We demystify financial advice and help people gain an understanding of what their money can do for them.
We help clients gain a clear understanding of the financial resources available now and in the future to achieve their ambitions in their career and retirement. We then create a clear strategy to make it happen.
The combination of expert advice and interactive financial modelling provides a simple context for making financial decisions for managing retirement planning, tax planning or estate planning.