This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This qualification helps advisers develop and demonstrate their financial planning capabilities.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
Frazer James was founded on the idea that 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞 𝐧𝐞𝐞𝐝𝐞𝐝 𝐦𝐨𝐝𝐞𝐫𝐧𝐢𝐬𝐢𝐧𝐠.
We believe that financial advice, delivered properly, is about helping clients discover and live their best lives. To do this, we created 𝗠𝗼𝗻𝗲𝘆𝗣𝗹𝗮𝗻, 𝗮 𝗽𝗿𝗼𝘃𝗲𝗻 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗳𝗼𝗿 𝗮𝗰𝗵𝗶𝗲𝘃𝗶𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝘂𝗰𝗰𝗲𝘀𝘀 and living life on your own terms.
• It’s about making smarter decisions with your money, ensuring that it’s working as hard as you are, so that you can enjoy today without worrying about the future.
• It answers the big questions, things like when can I stop working, will I have enough and what are the trade-offs?
Whatever the question, you’re in safe hands. We are a team of Certified and Chartered Financial Planners, a hallmark of quality held by less than 2% of UK advisers. This means that we know our stuff, particularly when it comes to pensions, investments and insurance.
If you decide that we’re right for you, we keep things simple. We offer fixed flat fees, so you always know exactly what you’re paying. There’s no hidden costs and no small print.
If for any reason you’re not entirely satisfied, we offer a full 𝗺𝗼𝗻𝗲𝘆 𝗯𝗮𝗰𝗸 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲, no questions asked.
𝗪𝗲 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂𝗿 𝘁𝗶𝗺𝗲 𝗶𝘀 𝗹𝗶𝗺𝗶𝘁𝗲𝗱, 𝘀𝗼 𝘄𝗲 𝗼𝗳𝗳𝗲𝗿 𝗳𝗹𝗲𝘅𝗶𝗯𝗹𝗲 𝗺𝗲𝗲𝘁𝗶𝗻𝗴𝘀.
We offer evening and weekend appointments, either by video or in person. We work around your schedule, so you don’t need to take the afternoon off and find a babysitter just so that we can meet.
𝗪𝗲 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝗹𝗶𝗳𝗲 𝗰𝗮𝗻 𝗯𝗲 𝘀𝘁𝗿𝗲𝘀𝘀𝗳𝘂𝗹, 𝘀𝗼 𝘄𝗲 𝗺𝗮𝗸𝗲 𝘁𝗵𝗶𝗻𝗴𝘀 𝗲𝗮𝘀𝘆.
We remove the obstacles, rather than putting them in your way. We’ll deal with your financial providers directly, so you don’t have to. We also complete the paperwork on your behalf, so there’s no needless form filling.
𝗪𝗲 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀 𝗰𝗮𝗻 𝗯𝗲 𝗰𝗼𝗺𝗽𝗹𝗶𝗰𝗮𝘁𝗲𝗱, 𝘀𝗼 𝘄𝗲 𝗸𝗲𝗲𝗽 𝘁𝗵𝗶𝗻𝗴𝘀 𝘀𝗶𝗺𝗽𝗹𝗲.
We make the complicated things simple, by communicating in plain English, a language you’ll understand. We take the time to explain the important things, rather than assume you’ll know what we mean and avoid any confusing acronyms or jargon.
𝗪𝗲 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝘁𝗵𝗶𝘀 𝗶𝘀 𝗮 𝗯𝗶𝗴 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻, 𝘀𝗼 𝘄𝗲'𝗹𝗹 𝗴𝗼 𝗳𝗶𝗿𝘀𝘁.
We offer a Free Financial Health Check, which works out where you are today, where you want to be and creates a plan to get you there. There’s no cost or commitment, it’s just an opportunity to see if we’re right for you.
Frazer James, Square Works, 17 – 18 Berkeley Square, Bristol, BS8 1HB
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