Fresh Approach Financial Planning Ltd

Independent Financial Adviser  Open Space, Worcestershire, Malvern, WR14 1GP
First meeting at adviser's own cost
Clear and Concise Independent Financial Planning, tailored to your specific needs. Get in touch for your no obligation first review.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Estate planning
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Long term care
Response rating
9.3/10
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FCA authorised
Last authorised 16th November 2020
Meet our advisers
Paul Urmston DipFA CeMAP CeLTCP CeRER & MLIBF
Independent Financial Adviser

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge, understanding and application of the different types of long-term care insurance.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

What our clients say
Paul managed my asset review and remortgage in a friendly and professional manner from start to finish and kept me informed throughout the process. 10/10 would recommend him 100%
Richard, Worcester
"I cannot speak too highly of Paul. He is phenomenally patient, kind and thoughtful. Professionally on the ball and he has ensured our investments are working well during difficult times for us. Paul always gives us regular feedback on the health of our investments, which given the unstable nature of global finance, we find utterly invaluable!"
Rupert, Worcester
"I am an ethical and cautious investor to whom Paul gives excellent investment service. Over the last 10 years, he has helped me to build up a bespoke portfolio that is tax efficient and making very good returns. He is always well prepared for our meetings which he approaches with much enthusiasm , up to date financial knowledge and much professionalism. "
Mrs Rodrigues, Alcester
About us

I have many years’ experience of successful financial practice. I advise clients on a wide range of products, helping them to navigate their financial journey and achieve their aims – from their first mortgage, right through into retirement and all the investment decisions along the way. Of course every client is unique, and so my approach is entirely personal. The aim is to get to know each individual and understand what is important to them.

As an independent advice business, Fresh Approach has excellent relationships with professional firms such as accountants, solicitors and estate agents meaning that you will also benefit from a network of trusted professionals.

Our services

Based in Malvern, Worcestershire, I specialise in Investment and Retirement planning. I am also able to advise on protection planning, long term care, mortgages and equity release. My aim is to provide a ‘no jargon’ approach which my clients appreciate - all conducted from my office or the comfort of your own home. I consolidate my advice with a reliable review service that strengthens client relationships and helps build further business via referrals. Initial appointments are at no cost to you, and there is no obligation to proceed with any of our services.

Where to find us
Head office address: Open Space, Chequers Close, Worcestershire, Malvern, WR14 1GP
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Fresh Approach Financial Planning Limited is an appointed representative of 2plan wealth management Limited. It is authorised and regulated by the Financial Conduct Authority under no: 831297.
Registered address: Open Space, Chequers Close, Enigma Park, Malvern WR14 1GP.
Registered in England under no: 07993776

Response rating
9.3/10
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FCA authorised
Last authorised 16th November 2020

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