Independent financial planners and mortgage advisers who utilise the latest software to maximise value for money.
Future Planning works different to many other advisory firms in the sense we focus on you and your goals. We listen really well and everything we do is conducted by keeping the client as our highest priority.
We pledge to only ever tell our clients the truth and being truly independent means that we are not working on behalf of anyone else but you. We have a passion for delivering good advice and seeing every client we work with lead a more fulfilling life.
We work with both individuals, businesses and business owners to help save for retirement, save tax, ensure that what is most important to you is protected, should the worst happen and plan for their next generation with estate planning services where required.
Recent awards for advice and financial planning include:
- Wiltshire Business Awards 2019 finalists
- The highest rated advisory firm in Wiltshire by VouchedFor.
- Being rated as a UK's Top Rated Adviser for every year since 2013 up to this year, inclusive.
- Nominated in the Unbiased 2015 Media Awards for several categories including "At Retirement Adviser of The Year" & "Pension Adviser of the Year".
- Regularly appearing on national publications
- We have a five star Trustpilot and VouchedFor rating
Visit our website for verified client reviews:
What our clients say
Sanjay is a fantastic adviser who listened and understood my needs, then supported me with the relevant solutions - Very happy with the service I received and would recommend to anyone.
Rather than I had experienced before, Sanjay was not trying to suggest products straight away and he was not interested in how much I had to invest, which was a refreshing change from other advisers.
More so, he was focussed on finding out about my goals and explaining how he can help make them come true and only then discussing the alterations of my existing assets and fixing my sizeable portfolios to be aligned with what MY goals are.
Simon, Senior Banker
Anil really listened to all of our requirements and was able to advise us appropriately. He works in a very professional manner and always replied promptly to all our queries. Nothing was ever too much trouble! From working in the financial service sectors myself, this has been some of the best service I have seen. I would recommend and advise anyone to approach Anil, as you will be offered an excellent quality service.
Sanjay took the time to really get to know me and what I was after, helping me understand things that I wasn't even aware of. He then rearranged my affairs from a previous adviser better, so that everything worked for me. He held several meetings with me before making any changes and with hindsight I can now see the benefit of doing this. I met with several advisers however chose Sanjay as his way of working was refreshingly different and I felt value for money. Also because I know he will be around for a long time to help me spend my money!
Listens, understands and accommodating. Very helpful explaining the products to consider with pros and cons of products and plans being considered.
I have known Sanjay from the days he worked in the Halifax and I have always found him to be very honest, professional and reliable. He listens intently and is patient when explaining anything complicated to me. I wouldn't hesitate in recommending Sanjay as a financial advisor.
Sanjay is a very approachable and positive person and from someone like me who knows nothing about pensions, he is extremely good at explaining in layman terms, what needs to be done. He listens to what has to be done and gets its sorted very quickly. After reading many reviews of other financial advisors, I know I made the right choice in Sanjay and am so grateful for all his help and fantastic service.
Sanjay is very patient with me and invests my money in areas that I am comfortable with, knowing that I am very low risk. He helps me with my tax figures as well and is very polite and informative. He makes sure my money is in the right places at the right time and reviews this regularly with me, keeping me up to date which wasn't always the case when I received advice from elsewhere before. I know he cares about making sure the right thing happens to his clients, having been with him since 2006.
Sanjay came recommended by a local estate agent and throughout my dealing with him, every company in the area I dealt with knew him either personally or by reputation and spoke very highly of him. He is extremely knowledgable within the services he provides and caters for the specific needs of individual clients (my earning situation made me require a specialist to understand the nature of my industry and how it works) and he responded to all questions, emails and calls quickly and thoroughly. I'd have absolutely no doubts about recommending him personally to family and friends.
Sanjay keeps in touch and helps me feel safe about investing my money. I trust him to look after my investments and provide regular updates. Our review meetings are always enjoyable, informative and he explains things at a level that I can understand, which is much appreciated.
I have been with Sanjay for just over 10 years and I have no intention to look elsewhere for advice as he fulfils all my requirements really well and as such can suggest no further improvements.
Sanjay took the time to get to know me before suggesting improvements. He avoided using confusing words and kept everything very simple and easy to understand, which was refreshing as previously I have found others try to use techy sounding terms to bamboozle me. I have been dealing with Sanjay for just under two years now and for the first while he suggested waiting before making any changes, which was nice rather than try and treat me like a digit. He has been available to answer any questions promptly and his standards are as high as the day we first met. He was the first person I'd ever spoken to that actually listened to what I wanted rather than try and sell me products! A really satisfied client and I look forward to working with Sanjay for many years.
Sanjay has given consistently solid advice and helped me plan for my retirement, even though I have continued to work into my retirement! He has made arranging my financial affairs effortless and I am happy I chose Sanjay to be my adviser as six years on, he is still as attentive to detail and considerate as he was at the start. I happily recommend Sanjay as a five star rated adviser and his costs are, in my opinion, excellent value for money.
I was planning for exiting my business and wishing for a difference of opinion from advice received with current advisers, as not sure I was receiving value for money. Sanjay was fully independent, a breath of fresh air and took into account my goals in life, not just how much money I had. He approached things from a way in which I was not expecting (a really good thing) and helped me realise the important things in life. One of the first things he did was explain how I could achieve my goals by being more tax efficient and as a result of some clever (I think very clever) planning, saved over 20,000 in taxes this year. A fresh approach from simply trying to suggest I invest in various things. It became clear where I sat with achieving my goals financially and, as I enjoy my lifestyle, I realised very clearly and accurately that there are simply tweaks (as he put it, not looking to reinvent the wheel!) to be carried out, which will help me have enough money to retire when I wish to and not worry about money. Without realising it at the start of our initial meeting, this was absolutely the outcome I was hoping for - although I did not know it at the time! Very pleased I decided to enquire about obtaining a second opinion, as my current (or now previous) adviser had not ever mentioned anything like this and instead earning money off my investments for doing not a lot, it now appears.
Our head office is located in the heart of Old Town, Swindon, Wiltshire. We have offices on the ground floor and first floor and are conveniently located. This office has recently undergone renovations and has been designed to help clients and staff feel as relaxed as possible. You are welcome to pop in and say "hi"! Our office opening hours are Mon-Thu 9-5.30pm, Fri 9-5pm and Sat 9-3.30pm.
We listen to what it is that you wish to achieve and we care about each client we work with. We don't work with thousands of clients and provide a poor service.
By spending quality time finding out what is important to you, we explain what your future will look like, whether or not your dreams are a reality and if not, how we can help to improve your situation.
We demonstrate our value to every client by telling the truth and helping you enjoy life without worrying about money - both running out, and not spending enough.
We do detailed financial cashflow planning to help our clients have the optimum lifestyle possible. Throughout this we identify any tax-planning opportunities and ways in which we are able to add increased value, such as help your money grow further or enable you to achieve your goals sooner.
Where to find us
Future Planning Wealth Management Ltd, 54 Devizes Road, Swindon, Wiltshire, SN1 4BG