This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
The principal, Gareth Channon, is a Chartered Independent Financial Adviser with over 20 years experience.
Gareth is proud to have achieved the prestigious Chartered status in recognition of his commitment to professional excellence, integrity and advanced qualifications.
Gareth is a member of the Personal Finance Society, having achieved Advanced Planning Certificates in Pension Planning, Investments and Taxation and Trusts.
Our offices are based in Mountain Ash with qualified staff ensuring clients receive the highest levels of service.
We offer a full range of financial planning, including complex pension planning and wealth management.
Our business is founded on building long term relationships with clients.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at <url hidden>.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Tax treatment varies according to individual circumstances and is subject to change.
Commercial mortgages are referred to a master broker.
•Expert advice to help you maximise your existing pensions.
•A pension forecast service; providing guidance on what your pensions may be worth and what your income may be in retirement.
• When you retire our retirement advice will provide a clear plan on how you can make the most of your pensions and wealth for yourself and future generations.
•A comprehensive Wealth Management service; advising on investment growth and income and a review of existing investments.
•Advising business owners to protect the business in the event of a serious illness or the death of a director or a key employee.
5 Elwyn Drive, Mid Glamorgan, Merthyr Tydfil, CF47 0NJ
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