GS Group

Independent Financial Adviser  G S Financial Services, City of Dundee, Dundee, DD1 3JA
First meeting at adviser's own cost
I specialise in advice for clients that are confused about how to save for retirement and clients that are approaching retirement that are unsure how to take income. Give me a call, lets chat through what you need.
We can advise you on
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Annuity purchase
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Auto enrolment
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Commercial motor
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Large business
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Life insurance
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Payment protection insurance
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Small business
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Travel
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
Response rating
7.0/10
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FCA authorised
Last authorised 20th September 2021
Meet our advisers
MR Michael Baxter AdvDipFA Chartered ALIBF
Chartered independent Financial Advisor

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification is for those individuals that wish to undertake additional qualifications above the benchmark requirement and covers investment strategies, taxation, trusts and later life planning.

This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

Accreditations
Chartered Financial Planner
What our clients say
Michael Baxter from GS Group was professional clear and concise with his advice and the plan was put in place with very little trouble. I can definitely recommend the GS group for your insurance needs, customer service and advice is first class.
Carmen, Aberdeen
At all times throughout the process, it was made clear to me this was not a rubber-stamp decision, it needed to be the best option for me in relation to my personal circumstances and my attitude to risk. They were not there, simply to tell me what I wanted to hear but to help me make the best decision. The process may feel lengthy with risk assessment forms, terms of reference, fund performance histories etc but that in my eyes equates to thoroughness.
Graham, Perth
About us

My specialism is in retirement advice for those saving for retirement and those approaching retirement.

The earlier you start planning for your retirement the better, I have met with client in their 20s, 30s and 40s, who are beginning to think about what they need to save for their retirement or are questioning whether they are saving enough into their workplace scheme or private pension.

I have also met with clients who arein thier 50s and beyond, that are looking to find out about the options available for income or already have an income but worried if there pension income will be sustainable.

I can forward plan and illustrate what your future could be like and find out if your retirement will be how you expect it to be.

At present, I am offering Zoom and Teams consultations with the option of face to face meetings if required. I expect once past the pandemic to continue with face to face meetings.

If you choose to call me. You will come straight through to my mobile.

Ask me about my reviews, charges and experience, I am happy to share my reviews with you from existing clients.

Our services

Creating retirement plans:

What I do -

1. Understand what options you have at retirement.

2. Help you take income from your pension.

3. Answer if you should combine existing pensions.

4. Explain how to save for retirement tax efficiently.

5. Understand if you are savingenough for retirement.

6. Illustrate if you will be able to maintain your lifestyle in retirement.

Where to find us
Head office address: G S Financial Services, Unit 7A, City Quay, Camperdown Street, City of Dundee, DD1 3JA
Service coverage
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

We do not advise on final salary schemes directly, however, we can arrange an introduction to one of the trusted pension transfer specialists on our panel.

Response rating
7.0/10
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FCA authorised
Last authorised 20th September 2021

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"More about Life . . . Less about Money"