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Know your Pension Transfer Options Insight.Out
Planning for retirement has never been more complex and perplexing. Historically, for many individuals with final salary benefits the options were straight forward - a lump sum at retirement and a pension for life. However, recent changes in legislation and other economic factors have meant that these gold-plated benefits are started to look a little tarnished.
GWM provide specialist pension advice. We have customers nationwide and our Pension Transfer Specialist is one of the highest qualified and experienced adviser in the UK. We adopt a highly personalised approach to your retirement planning needs.
Occupational schemes generally provide benefits on a one size fits all basis and cannot provide the flexibility afforded by pension freedom legislation. Funding is an issue, schemes rely on the continued financial success of the sponsoring employer to make up the deficit and continue to pay ever increasing costs. Having said this, these schemes provide very valuable benefits which should not be given up lightly, and in many cases retaining these benefits will be the best option. It is important therefore to consider your individual circumstances, needs and objectives, and how these benefits fit into your wider financial planning needs.
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