Colin Hart - True Potential Wealth Management

Restricted - Whole of Market  Beech House, Marston Green, Solihull, B37 7HG
First meeting at adviser's own cost
Financial Times (Adviser) - SIPP Adviser of The Year. As part of the award winning True Potential Group, our aim is to revolutionise the way wealth management is delivered offering a wide range of financial services, including DB Pensions advice.
We can advise you on
check
Annuity purchase
check
Defined benefit
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
OEICs
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
Capital gains tax
check
Estate planning
check
Income tax
Response rating
10/10
check
FCA authorised
Last authorised 10th May 2021
Meet our advisers
MR Colin Hart Dip PFA, ACSI, AwPETR, Cert PFS
Wealth Manager and Retirement Specialist

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of the financial services industry including: regulation and ethics, personal taxation, investment principles and risk, pensions and retirement planning, financial protection

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.

Mr Cameron Farnell
Wealth Manager

This qualification is a specialist qualification which demonstrates a knowledge and understanding of Financial Markets, Portfolio Construction Theory and Applied Wealth Management.

Mrs Tammie McSherry
Technical Director to Colin Hart and Cameron Farnell

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

Accreditations
Chartered Financial Planner
Mrs Colin Hart
Paraplanner and PA to Colin Hart
Mrs Amy Barlow
Paraplanner
Mrs Joanna Chatwin
Adviser Support and Adminstrator

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

Mr Alexander Hart
Administrator
What our clients say
Colin's attention to detail and overall knowledge of the industry is first class, delivering a personable, friendly service whilst remaining thoroughly professional. We have always been able to rely and trust the information provided that has enabled us to make informed decisions.Over the years we have been confident to recommend many friends and colleagues to use Colin's services.
Mr B, Warwickshire
Attention to detail, explains clearly and has always been available when required.
Andrew, West Midlands
This adviser is dedicated to a thorough and professional approach. In 2008, he took over managing my eSIPP from another IFA and the stabalisation and subsequent growth of my fund has been impressive. He also makes sufficient time to work through all the required details with me and explains concepts clearly.
Richard, Oxfordshire
Colin Hart has been a tower of strength in assisting me to manage my financial affairs. He has set up a Trust for my family and has consistently given excellent advice with investments. Thank you Colin for your help and friendship - you have given me peace of mind.
Mrs B, Solihull
Mr Hart clearly and comprehensively brings me up to date with the current financial situation generally then specifically as it affects me then details in plain English the relevance it has to my particular investments. Mr Hart careful checks my views and plans with regard to my financial arrangements and lays out my options and the possible outcomes of any financial decisions I might make. He is always ready to listen and will take the time to fully understand any concerns I may have.
Rex, Shropshire
Trust is a very important attribute that I look for in a person, particularly when it comes to dealing with my financial matters and I trust Colins judgement and abilities implicitly. As a client of his for over 20 years, I have been consistently impressed with his attention to my needs, integrity and his professionalism. He explains everything clearly, including his charges and costs, in a very understandable and logical manner and I appreciate all the hard work that goes in to the management, which shows such good results, even in these difficult times.
Sylvia, Staffordshire
Colin is easy to deal with, and he is always available to offer sound advice, both at our regular review meetings and at other times when we need his services. He explains both the benefits and implications of any proposed action. When a plan is decided he implements it without delay.
Robert, Warwickshire
Colin came from a personal recommendation from a friend and, as lottery winners, we had no understanding of how investments worked. We had previously met with several advisers, but were pleased with his professionalism and felt comfortable with asking questions in the knowledge that they would be answered accurately and in a manner we found easy to understand.Colin's clear suggestions and recommendations have given us the peace of mind that we now have a single point of reference for all our financial arrangements and an action plan for achieving the financial security we are aiming for in the future.We have great confidence in the contents of the advice, which has always been fully explained to us, and more importantly, we always have the impression that any advice given is delivered with our best interests as its only goal.
Mr C, West Midlands
Colin gives independent and valued advise on all our investments and clearly explains the levels of risk involved with each potential investment before we confirm any action. His advice has proved very good. He always considers our general financial position, taking into account the potential future needs relating to our family to ensure funds would be readily available should they be required and we always have a full and comprehensive dialogue. Colin is always willing to investigate and give advice on any specific issue that arises, even if it not something that he had initiated and his support and advice has been invaluable. He is readily available and responds speedily. He always supplies paperwork to back up our conversations and decisions.
Shirley, Solihull
Colin has provided us with sound financial advice for many years now and if you want someone who you can trust to do the very best for your investments he can’t be recommended enough. If Colin had not stepped in when he did a sizable company pension scheme could have been lost through negligence of a lesser financial institution. This was a real lesson in the importance of constantly checking what is actually happening to the funds that your money is invested in, so as to ensure that they perform how you want them to. Past and current directors are most grateful of his knowledge and diligent manner with matters financial.
Mr RT and Mr AT - Company Directors, Leicestershire
Colin has offered not only information and advice but also reassurance. He is always patient, is willing to explain things clearly and inspires confidence. He is friendly and approachable, which I appreciate, yet always remains professional. I am grateful for all his help and would not hesitate to recommend him to others.
MRs MB, Solihull
Having invested through the stock market for over 50 years I wished to reduce the level of risk by spreading my investments more widely and at the same time increase my income. With the assistance of Colin Hart over the last 3 years I have managed to avoid the worst effects of the current financial crisis and maintain my level of income.
Mr WJW - Retired Business Owner, Knowle
About us

IMPORTANT : DUE TO THE COVID-19 LOCK DOWN, WE ARE ONLY OPERATING ONLINE MEETINGS - FOR EXISTING CLIENTS AND NEW ENQUIRIES (VIDEO CONFERENCING) UNTIL THE PERIOD HAS PASSED. OUR SERVICES REMAIN UNCHANGED AND IF YOU WISH TO CONTACT US TO DISCUSS YOUR CIRCUMSTANCES PLEASE TELEPHONE OUR OFFICE BETWEEN 9.00 -5.30 PM OR DROP US AN EMAIL.

Specialising in the areas of investments and retirement planning, including lifetime allowance calculations, drawdown and annuity options.

Our services

Our goal is simple; to give you the confidence that you will enjoy a secure future through financial planning

Our expertise lies with retirement planning and investments, I do not offer mortgage advice but choose to specialise in the above.

Vouched For Top Rated Adviser 2020.
MoneyFacts - Retirement Adviser Firm of The Year 2017 Finalist
Financial Times (Adviser) - SIPP Pensions Adviser of The Year, presented Summer 2016 in London.

Where to find us
Head office address: Beech House, Pinewood Business Park, Coleshill Road, Marston Green, Solihull, B37 7HG
Preferred clients
Minimum wealth (income/assets)
£500,000
Minimum pension value
£500,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Compliance

For full details of their service, contact us for further information.

True Potential Wealth Management LLP is authorised and regulated by the Financial Conduct Authority. FRN 529810. Registered Head Office: Newburn House, Gateway West, Newburn Riverside, Newcastle upon Tyne, NE15 8NX. True Potential Wealth Management is a Limited Liability Partnership. OC356611.

Response rating
10/10
check
FCA authorised
Last authorised 10th May 2021

Similar advisers near you

Independent Financial Adviser 0.26 mi
All advisers at Rothesay Bennett are highly qualified and have a minimum 9 years experience advising clients.
 
Restricted - whole of market 0.71 mi
Helping my clients take control of their financial journey's and achieve their aspirations is at the heart of my business. I have a wealth of experience in all aspects of financial planning, including a specialism in Defined Benefit pension transfers.
 
Restricted - whole of market 0.71 mi
Your financial interests, goals and aspirations are of paramount importance and are at the heart of any advice I give. I have a wealth of experience and can assist you with Final Salary Pension advice & Pensions and Investment Wealth Management.
 
Independent Financial Adviser 1.31 mi
We provide sound, financial solutions for our client's needs for today and for their future.