This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
In October 1996 Arthur Wigglesworth Independent Financial Consultants was formed to offer Independent financial advice to clients of the Chartered accountancy practice. In November 2002 Ian Blessed took over control of the company and also changed the name.
We now have over 900 clients many of whom were clients in 1996.
A lot of our new clients come from personal recommendation by existing clients or from accountancy & solicitor referrals.
Ian is a Chartered financial planner and is an associate of the Personal Finance Society.
Our aim is to establish long term relationships with our clients, so that we can understand their objectives and help them achieve their goals.
We manage our client's investment and pension portfolios, with regular meetings to review performance and to make any necessary fund changes.
We also offer Inheritance Tax planning solutions and we are pension transfer specialists.
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