IFS Wealth & Pensions Ltd

Independent Financial Adviser 45 Rusper Road, Greater London, London, N22 6RA
First meeting at adviser's own cost
Response rating
9.6 /10
FCA verified
2nd December 2019
Chartered Financial Planners. We help clients achieve and maintain the lifestyle they want, without fear of running out of money.
We can advise you on
    • Annuity purchase
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • SIPPs
    • Wealth management
    • Ethical investments
    • ISA / Unit Trusts / OEICs
    • Investing for income
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Lump sum
    • Estate planning
Meet our advisers
Ricky Chan BSc (Hons) FPFS AdvDipFA CMIFS
Director and Chartered Financial Planner
Accreditations
Chartered Financial Planner
Alan Chan BSc (Hons) FPFS
Director and Chartered Financial Planner
Accreditations
Chartered Financial Planner
What our clients say
When I inherited some money, I was completely new to the world of finances. It was all alien to me and I needed financial advice from someone I could trust. I got in touch with Alan from unbiased and it was refreshing to see a young and knowledgeable professional who knew his stuff! He emphasized the importance of taking all areas my finances into account and made recommendations to address them. I am now debt-free, and have clearly defined investment and retirement plans for the future. For once in my life, I actually feel in control of my finances and can see that the future is bright. I would highly recommend Alan and IFS Wealth & Pensions to anyone who is in a similar position as I was.
Janet, London
I was recommended to Ricky by a close friend as I was thinking about retiring and was confused with the retirement options available to me in my pensions. I was dreading looking at all the paperwork. I was pleased to hear that Ricky offered face-to-face meetings at my home. At our meetings it was immediately clear how knowledgeable and professional Ricky was from the way he spoke and presented himself. He was down-to-earth and I felt reassured that he was completely independent and unbiased, so he acted in my best interests, unlike with some other companies I've dealt with in the past. His recommendations were very logical and helped me make an informed decision on the best route for me. He explained everything in normal, plain language (which was important as I'm not particularly financially savvy) and was transparent on any costs and charges. We've put together a financial plan for the next few years and I look forward to seeing Ricky again at our annual review. I can now look forward to enjoying retirement that I've worked so hard for!
Paul, London
With Ricky one always feels he is there, an email or a text with a concern or question gets a quick response and it helps that he actually knows what he's talking about and can put in to simple terms. During the 5 years Ricky has been my IFA I have never had the least worry about my capital being other than in a safe pair of hands. As a person Ricky has a natural courteous manner that is respectful with out being the least bit obsequious.
John, London
1. What prompted you to speak to us? My brother and I were in the process of securing a mortgage and came across IFS Wealth & Pensions (IFS). We decided that since we were First Time Buyers, we would require expertise and guidance with the application for a mortgage. Therefore we decided to choose IFS to help obtain the mortgage. 2. Your First Impression? The two members of staff that I dealt with at IFS were Alan Chan and Ricky Chan. They were extremely friendly and provided their expertise whenever we had a query or were required to provide specific documents. They explained any points clearly that we were confused with, and were very lenient with us as this was our first purchase. 3. How you found our Service? We found that Alan and Ricky were always on the other end of the phone to answer any questions that we had, and were never slow in responding to messages. They were prompt in asking us for specific documents and provided us with a great package from the mortgage provider. The whole process was swift, efficient, and hassle-free. 4. Did we help you achieve your objective? We definitely achieved our objective with IFS and managed to obtain an approved mortgage within a week. IFS made the process very simple, and allowed us more time to research on other aspects of the purchase. 5. Would you recommend us to others? We would thoroughly recommend IFS to anyone who wishes to receive great knowledge and experience for their monetary needs. Our experience with IFS was fantastic and I would definitely use their services again. Although we had only used one of their services, we are sure that their other services will be of an equally very high standard. My only regret is not finding them sooner!
Rob & Mike, London
Just a quick note to say THANK YOU for all of your help with my mortgage and being so patient and hardworking. With your help, I have achieved my dream of owning my own home! I couldn't have done it without you. Thank you so much. You were invaluable and I wouldn't hesitate to recommend you to anyone.
Rebecca, Chelmsford
Where to find us

45 Rusper Road, Greater London, London, N22 6RA

Make an enquiry
About us

We believe that life is not a rehearsal. You only have one chance to live it the way you want - there is no take two!

We regard financial planning as a journey to help you achieve your life goals. Our focus is not on gathering as many clients as possible but rather on making sure we evolve, adapt and continually strengthen the service we give to our clients. As such, we aim to work with like-minded clients who are prepared to embark on this journey with us.

Our services

"Professional advice that puts you first". When we founded IFS Wealth & Pensions, we decided to focus on looking after a small number of clients very well and provide them with nothing short of the very best advice. Being a family run business, we are very much focused on delivering personal service that you can trust.

Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0

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