To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
FCSI membership is full membership of the CISI, and denotes an outstanding commitment to achieving the highest levels of knowledge, skills and behaviour. It is awarded to those with a suitable combination of qualifications and experience.
Know your Pension Transfer Options Insight.Out
Planning for retirement has never been more complex and perplexing. Historically, for many individuals with final salary benefits the options were straight forward - a lump sum at retirement and a pension for life. However, recent changes in legislation and other economic factors have meant that these gold-plated benefits are started to look a little tarnished.
Insight.Out provide specialist pension advice. We have customers nationwide and our Pension Transfer Specialist is one of the highest qualified and experienced adviser in the UK. We adopt a highly personalised approach to your retirement planning needs.
Occupational schemes generally provide benefits on a one size fits all basis and cannot provide the flexibility afforded by pension freedom legislation. Funding is an issue, schemes rely on the continued financial success of the sponsoring employer to make up the deficit and continue to pay ever increasing costs. Having said this, these schemes provide very valuable benefits which should not be given up lightly, and in many cases retaining these benefits will be the best option. It is important therefore to consider your individual circumstances, needs and objectives, and how these benefits fit into your wider financial planning needs.
We adopt a highly personalised approach, and listen carefully to what you have to say. Understanding you is central to our whole process.
It is a huge responsibility advising people about the next stage of their life after work, and we do not take this lightly. For most people making decisions about their pension will be the biggest financial decision they will have to make and can have life changing consequences.
It is a great privilege and honour to help guide my clients through the maze to a stress free and fulfilling retirement.
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