Sandringham Financial Partners

Independent Financial Adviser  1 Victoria Square, Birmingham, West midlands, B1 1BD
First meeting at adviser's own cost
Approachable and cost-effective financial advice to help you to put your finances in order and plan for a comfortable retirement.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
Response rating
7.0/10
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FCA authorised
Last authorised 21st September 2020
Meet our advisers
Natalia Lingiah APFS, BSc(Hons)
Chartered Financial Planner

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

Accreditations
Chartered Financial Planner
What our clients say
Natalia went out of her way to provide advice on all aspects of our finances. She explained the details of various products very patiently, thoroughly and clearly. We were very impressed with Natalia's knowledge and ability to recall the details of our investments and policies when in discussion with her. Natalia was very easy to talk to and after acting on her advice gave us peace of mind that our finances were in good order. We would have no hesitation in recommending her.
Amanda, Birmingham
I would definitely vouch for Natalia, I think she is very understanding and listens well. She also can relate to the problems women face when looking at their financial situation, she anticipates the questions and situations that you might ask about in regards to the future. She is also very thorough. A fresh look at your situation will always help, at least every few years and it was worth the money as it clarifies what you should or could do.
Judith, Warwickshire
Excellent! We approached Natalia for advice on retirement planning and pensions. She took great care to understand our needs and provided clear, well considered and timely advice. Natalia is a very good communicator, both verbally and in writing.
Rob and Jenny, Shropshire
Natalias advice and guidance has been absolutely invaluable for our retirement planning. We not only have much greater clarity over our finances and future, but weve also saved a lot of tax in the process. We would definitely recommend Natalias services she listens well and we feel in very safe hands.
David and Karen, West Midlands
Natalia explains her proposals and the investment situation clearly. She appears on top of market information and my portfolio of investments. She is efficient and to the point but is also very personable so it is always a pleasure to see her. Finally I would say that my portfolio has done well under her care which is a good outcome and that she is prepared to be flexible when necessary.
Jane, West Midlands
Natalia has given us a range of very helpful advice. She is very professional and not at all "salesy". She demonstrated a thorough knowledge of all the options available to us, and was therefore able to recommend the perfect solutions for us. She was willing to visit us at home at the weekend due to work commitments we have during the week, which was really helpful. Overall, we're absolutely delighted with the service and recommendations provided, and I would strongly recommend Natalia.
Richard, West Midlands
We were previously advised by St James Place for a number of years and grew unhappy with their lack of service and high charges (often hidden). We were recommended Natalia by friends and she has been fantastic from day 1 - we're so pleased that we made the switch. The performance of our investments has improved significantly and so has the quality of our meetings and general peace of mind. She has taken a lot of time to understand our needs and circumstances and we feel a much stronger connection than we ever did previously. We really are so very happy with our decision to appoint Natalia and would recommend her without hesitation to any one looking for a financial advisor with high integrity and for someone who really cares about their client's financial well-being.
Vic and Kim, Worcestershire
I first met Natalia just before reaching my retirement age. At once, I found her to be a very pleasant and approachable person. She is a good listener and took time to understand my lifes ambitions, not just my financial goals. After a thorough examination of my attitude to risk, which she explained in a very understandable manner, she formulated an investment plan for me to consider. At no time did I feel under any pressure to accept her recommendations. She is an extremely caring, professional person and I would recommend her to anyone without hesitation.
Richard, Warwickshire
Our services

Once we have a full understanding of your needs, we provide a clear vision of your future and devise a plan to help you navigate the important decisions in your life.

Our investment approach leverages leading academic theory and high quality empirical evidence to ensue we make the best possible recommendations, helping you to secure the best possible outcomes.

Where to find us
Head office address: 1 Victoria Square, Birmingham, B1 1BD
Preferred clients
Minimum wealth (income/assets)
£250,000
Minimum pension value
£250,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 21st September 2020

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