This qualification helps advisers develop and demonstrate their financial planning capabilities.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
This exam accesses understanding of the financial services and their regulation.
This exam accesses understanding of protection, savings and investment products.
This exam accesses understanding of identifying and satisfying client needs.
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
Our office is based in Douglas on the Isle Of Man, this offers a tax advantaged domain for your investments with regulation and protections akin to the United Kingdom provided by the FSA. The offshore advice and investment management also links to a U.K based business giving clients the access to both dependent on whether they are UK resident or resident in the Isle Of Man and any other part of the world. Our UK business has offices in London, Derbyshire & Leeds.
Our main forte is international advice, we also have access within the group to both financial planning and wealth management in the United Kingdom. The same applies to investment management, with fund management based in both the Isle Of Man and also London. Our strength is looking after our existing clients, whilst welcoming new clients to our valuable service.
Your home may be repossessed if you do not keep up repayments on your mortgage.
No initial fees will be charged until we have initially assessed your needs and then before moving forwards we will always obtain client agreement and consent. After initial meeting we will do an Identity and address check to comply with the latest money laundering regulations.
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for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.