IQ Financial Advice

Independent Financial Adviser Sparkhouse, Rope Walk, Lincoln, LN6 7DQ
First meeting at adviser's own cost
Response rating
9.0 /10
FCA verified
16th September 2019
Intelligent financial plans that work not just in theory but in practice, giving you and your family long-term security.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Group pensions
    • Group protection
    • Long term care
Meet our advisers
James Espin BSc (Hons) Dip PFS
Mel Oades
Where to find us

Sparkhouse, Rope Walk, Lincoln, LN6 7DQ

Make an enquiry
About us

IQ Financial Advice (formerly John White Associates) was formed in 2003, and since then has been looking after the financial interests of clients throughout the county of Lincolnshire and beyond. The business has been intentionally kept to a manageable size, to ensure that a personal service can be offered to all clients. The first consultation is free of charge and all subsequent fees are agreed in advance.

Our services

As our name implies, we’re thinkers. We will carefully evaluate your circumstances and your goals before we make any recommendations, and we’ll compile a realistic financial plan for you that works not just in theory but in practice. We know what we do well and when to call on other experts – we have close working relationships with local solicitors and accountants, meaning we can outsource advice as necessary to provide you with an all-round intelligent service. We also pride ourselves on offering exceptional customer care, ensuring we always have enough time to give you the attention you deserve.

Advice methods
  • phoneButton
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

IQ Financial Advice Limited is authorised and regulated by the Financial Conduct Authority under number 586078. Find us on the FCA register at

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