James Medrow - Lighthouse / Quilter Financial Services

Independent Financial Adviser  38 Ruppell Rise, Haywards Heath, RH16 4BF
First meeting at adviser's own cost
Constructing and managing Investment Portfolio's to a specific objective. Be it capital preservation, growth, income or a mix. We can tailor this to a particular need if you are looking to build capital or income for retirement.
We can advise you on
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Annuity purchase
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
Meet our advisers
Mr James Medrow
Professional Financial Adviser

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

Accreditations
Certified Financial Planner
About us

Quilter Financial Planning were voted #1 Financial Advisers in the UK by the Financial Times in 2019 and 2020.

Quilter Financial Advisers specialise in personal and corporate financial planning.

Our philosophy is to offer a high quality and personal service to each of our valued clients.

We believe our approach towards financial planning is what makes us stand out; to provide comprehensive financial advice where we consider all aspects of your financial planning and look after your future, whatever it may hold.

We help you navigate through the complexity of financial planning and plan appropriately, take action when needed and deliver peace-of-mind for your financial future.

Quilter plc is a leading provider of advice, investments and wealth management; managing over £100 billion of investments on behalf of 900,000 customers.

Our services

Professional Wealth Manager specialising in but not limited to:

• Pensions (including releasing tax-free cash)
• Investments
• Life and Insurance
• Trusts
• Tax mitigation (Inheritance/Income/Capital Gains/Dividends)
• On-shore and off-shore bonds & investments
• Tax-Incentivised investments (e.g ISA's/VCT's/EIS's etc).

Where to find us
Head office address: 38 Ruppell Rise, Haywards Heath, RH16 4BF
Service coverage
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

VCTs and EISs invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits.

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