Johnston Carmichael Wealth Ltd

Independent Financial Adviser Commerce House, South Street, Elgin, Moray, IV30 1JE
FCA verified
17th June 2019
Firm of Chartered Financial Planners, specialising in a range of high quality financial services to private and corporate clients.
We can advise you on
    • Ethical investments
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Traded endowment policies
    • Unit trusts
    • Corporate pension
    • Group critical illness
    • Group income protection
    • Group life insurance
    • Group pensions
    • Group private medical insurance
    • Group protection
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Wealth management
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
Meet our advisers
Mike Carter Dip PFS
Frank Fraser Dip FA
Financial Planner
Martin Williams Dip PFS
Financial Planner
Where to find us

Commerce House, South Street, Elgin, Moray, IV30 1JE

About us

Johnston Carmichael Wealth is a team of Financial Planners who operate across 11 offices in Scotland and are capable of taking care of the most important financial planning needs of private and corporate clients.
We have experience in providing appropriate investment solutions, pre and post retirement planning, all types of protection, basic and complex tax planning and advice including inheritance tax planning and advice to trustees and guardians.
Our Independent status allows us to offer a wide range of products and services from the market. We have also been awarded BS 8577 Accreditation from Standards International – a kite mark for quality and best practice.
We believe that life is for living and having complete peace of mind at every stage of life’s journey.
Contact us today and find out how we can make a difference in your life.

Twitter: @JC_Wealth



Advice methods
  • phoneButton
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

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