KLO Financial Services

Independent Financial Adviser  Grosvenor House, Wolverley and cookley, Worcestershire, B3 1RB
First meeting at adviser's own cost
Offering professional and personal financial solutions across all aspects of financial planning, from pension and investments to mortgages and protection
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Stockbroking services
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 12th October 2020
Meet our advisers
Eleanor Jordan
Financial Advisor

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

Andrew Green
Managing Director

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

At the end of this unit, candidates should be able to demonstrate an understanding of: the main legal forms of business and how they are set up and managed; the consequences of bankruptcy or insolvency; business accounts and financial controls; the taxation of each type of business entity, its owners and employees; the main legal responsibilities businesses have to employees, suppliers and customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Fellowship of the CII is universally regarded as the premier qualification for those working in the insurance industry. This shows a commitment to continuous professional development.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

Matt Booton
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

ACSI membership of the CISI, and denotes commitment to professionalism. It is awarded to those with a suitable combination of qualifications and experience.

What our clients say
I have been delighted with the quality of advice and the level of service I have received. As a result, I am confident that my financial affairs are being much better handled than I could ever do myself. At a time of very low interest rates and global uncertainty, the advice I have received has sustained and grown my portfolio in a very satisfactory way.
P Luff, Worcester
We recently had some advice from Andy; he came to our home listened to what we wanted, didn't try and sell us anything else, found us what we were looking for and he didn't charge us for an appointment. Now, because he was so good, we're looking at arranging our mortgage with him. I can't recommend him highly enough.
L Stringer, Burntwood
Thank you Andy for the tremendous work carried out for us as newcomers to the United Kingdom. Your time, patience, and professionalism all made it seem easy and we feel very confident and comfortable working with your company
C Arribehaute, Oxfordshire
About us

We have a raft of experience in all aspects of financial planning and offer a highly personal and professional service to all of our clients across the UK.

We have extensive experience in investing for personal and commercial purposes, Inheritance Tax planning and individual and corporate pension schemes and transfers.

The team at KLO Financial Services Ltd has in excess of 90 years’ experience in providing financial advice and servicing clients’ investment, pension and insurance plans.

Our qualified Advisers, Andrew Green and John Glavey, have in excess of 10 and 30 years experience respectively, in providing independent financial advice. Our in-house Investment Analyst provides our research and our designated Client Managers help deliver our comprehensive and personal service.

One of the team will be happy to assist you with any enquiry you may have and our first meeting is always at no cost to yourself and without obligation.

Our services

We believe that what makes us stand out from the crowd is our client-focused approach to everything we do.

Your personal financial circumstances are private and unique to you and therefore the person you come to for advice should be someone you trust.

By fully understanding your financial circumstances we tailor our advice to ensure that you receive a bespoke solution that matches your requirements.

We are not restricted in the providers, products and plans that we recommend, meaning you benefit from advice drawn from the whole of the market.

Where to find us
Head office address: Grosvenor House, 11 St Pauls Square, Birmingham, West Midlands, B3 1RB
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
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Minimum mortgage value
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Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 12th October 2020

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