L M J Financial Management Ltd

Independent Financial Adviser Upper South Hall, Bullen Farm Business Centre, Bullen Lane, East Peckham, Tonbridge, Kent, TN12 5LX
First meeting at adviser's own cost
Response rating
7.0 /10
FCA verified
9th December 2019
We offer full holistic advice from Advisers who take great pride in their professionalism in all areas of financial advice
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • SIPPs
    • Stakeholder
    • Building your home
    • Buy to let
    • Buying first home
    • Equity release
    • Flexible mortgages
    • High loan to value
    • Next home / Remortgaging
    • Right to buy
    • Self-employed mortgages
    • Wealth management
    • Ethical investments
    • ISA / Unit Trusts / OEICs
    • Investing for income
    • Investment trusts
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Accident & sickness
    • Buildings and contents
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Corporate pension
    • Employee benefits
    • Group ISA
    • Group Pension/Stakeholder
    • Group Protection/Life Insurance
    • Group critical illness
    • Group income protection
    • Group life insurance
    • Group private medical insurance
    • Group risk
    • Stockbroking services
    • Long term care
Meet our advisers
John Nash Dip PFS
Financial Advisor- Director
David Ruddle Dip PFS
Financial Advisor- Director
David Simmonds Dip PFS
Financial Advisor - Dorector
What our clients say
David provides an outstanding service. He is very knowledgable in all aspects of Finance and has over the years given me great advice. Whether it's my pension or health cover he scans the market for the best deal, the most comprehensive cover and always has a few options to offer me backed up with honest advise. He is always contactable by phone, text or email and applications get pushed through quickly with constant updates on the progress. I have recommended him to friends and family without hesitation and will continue to do so with confidence.
Spencer Vinten, Maidstone
David has been advising my parents for over 18 years so when it was time for me to finally starting looking for my own mortgage I didnt even consider seeking advice from anybody else. As always, David took the time to sit and work through all of the different options which were avaliable to me. He gave me independent advice as to which options were best taking into account my circumstances. David obtained a fantastic mortgage offer and completed all of the necessary paper work for me to accept the same on my behalf. David has since sourced life insurance cover and buildings and contents insurance for me and I would definiately feel confident in recommending his service to friends, family and colleagues in the future.
Coreen Ayres, Hartley
I have used David for financial services over 10 years. He is always accommodating and I always available when suits me. I have recommended him to countless friends and will continue to use him for many years to come.
Steve Jones, West Malling
Where to find us

Upper South Hall, Bullen Farm Business Centre, Bullen Lane, East Peckham, Tonbridge, Kent, TN12 5LX

Make an enquiry
About us

Our Independent Financial Advisors research the whole market place on your behalf ensuring that the best product is chosen that will best suit your specific needs.
We are committed to providing excellent customer serviceand fully embrace the FCA's policy of Treating Customers Fairly.

We are Independent Financial Advisers directly authorised and regulated by the FCA. We offer professional and unbiased advice on a wide range of financial products.


Broker fees may be charged.

Our services

We carefully consider each clients circumstances to ensure that their financial advice is specifically tailored to their needs

Advice methods
  • phoneButton
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

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