Lifestyle Financial Consultancy Ltd

Independent Financial Adviser Imperial Chambers, Widemarsh Street, Hereford, Herefordshire, HR4 9EP
First meeting at adviser's own cost
Response rating
FCA verified
15th July 2019
Independent Chartered Financial Planner specialising in Pensions, Investments, Inheritance Tax & Care Fees Planning and Equity Release call
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Bad credit
    • Building your home
    • Buy to let
    • Buying commercial property
    • Buying first home
    • Buying overseas
    • Equity release
    • Flexible mortgages
    • High loan to value
    • Next home / Remortgaging
    • Right to buy
    • Self-employed mortgages
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Commercial mortgages
    • Employee benefits
    • Group pensions
    • Group protection
    • Long term care
Meet our advisers
Chris O'Meara APFS Chartered Financial Planner
Later Life Accredited Adviser Chartered Financial Planner
What our clients say
He explains everything very clearly which was important to someone like me who isn't too quick when it comes to finances, I also found him very patient when I was unsure of certain things, I have recommended to friends of mine in similar circumstances to mine
Philip Ashton, Herefordshire
I visited Mr. O'Meara on the advice of my solicitor to help sort my mortgage out. He has been very helpful, and patient, as I really didn\t have a clue!
Lyndsey Fry, Herefordshire
Chris apart from being a good adviser is a gentleman & always has time for you & makes you most welcome however busy he is. I have known him for over 10yrs & he has never changed. So far his advice has always benefited me financially.
June Gulvin, Herefordshire
Where to find us

Imperial Chambers, Widemarsh Street, Hereford, Herefordshire, HR4 9EP

Make an enquiry
About us

We have the only independent Chartered IFA in the Hereford City area this means that we can provide advice to our clients at the highest level. We specialise in Investment Planning, Occupational & Personal Pensions including Transfers, Retirement Options, Inheritance Tax Planning & Trusts, Long Term Care, Equity Release & Private Medical Cover, Mortgages, Life, Critical Illness & Income Protection. Our initial consultation is free.

Our services

We are as highly qualified as advisers come with our Chartered Independent status, we explain financial matters to our clients in a clear and easy to understand manner, we will talk to your accountant and solicitor on your behalf. We deal with all types of clients from business owners, to individuals including trustees and Attorneys.

Advice methods
  • phoneButton
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

Your property may be repossessed if you do not keep up repayments on your
You can choose how we are paid for mortgages: pay a fee, usually [0.5%] of
the loan amount, or we can accept commission
from the lender.

Equity release refers to Home reversion plans and Lifetime mortgages. To
understand the features and risks ask for a
personalised illustration.
For Equity release we can be paid a fee, usually 1% of the loan value or by

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