Sunday Times Top 100 Advisers
VouchedFor Excellence Award
• I started out as an IFA in 1994 with a strong vision. At the time, financial advice was all about product sales and up-front commissions. I believed that financial advice should be more about lifestyle planning, low-cost investing and showing clients that they could retire earlier and live without fear of running out of money.
• As a result, I have many clients who have been with us for over 20 years living a great life. At the time, I was laughed at (quite literally) for these ideas. All these years later and Live Smart delivers lifestyle planning, early retirement and low-cost investing advice in a way that makes me very proud.
• On a personal front I am happily married to Bryony, an acupuncturist with 4 boys. Love cricket and football but sadly I’m a Bradford city fan which is never easy. We have had a long-standing commitment in Gambia following a holiday there 15 years ago where I realised how lucky I was. As a result, I have been sending children there to school and university for over 15 years, providing food and building a local school.
Low-cost investing (~0.23%)
Lifestyle Financial Planning
Showing you how to retire early and spend money without fear of running out
Inheritance Tax Planning
Business and Tax Planning
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