Live Smart Financial Planning Ltd.

Independent Financial Adviser  Riber House, Leeds, LS16 9JF
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FCA authorised
Last authorised 7th June 2021
Showing you how to retire early, live a better lifestyle and spend money without fear of running out
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group life insurance
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Long term care
Meet our advisers
MR Martin Miller BSc Dip PFS
Managing Director
About us

Sunday Times Top 100 Advisers
VouchedFor Excellence Award

• I started out as an IFA in 1994 with a strong vision. At the time, financial advice was all about product sales and up-front commissions. I believed that financial advice should be more about lifestyle planning, low-cost investing and showing clients that they could retire earlier and live without fear of running out of money.
• As a result, I have many clients who have been with us for over 20 years living a great life. At the time, I was laughed at (quite literally) for these ideas. All these years later and Live Smart delivers lifestyle planning, early retirement and low-cost investing advice in a way that makes me very proud.
• On a personal front I am happily married to Bryony, an acupuncturist with 4 boys. Love cricket and football but sadly I’m a Bradford city fan which is never easy. We have had a long-standing commitment in Gambia following a holiday there 15 years ago where I realised how lucky I was. As a result, I have been sending children there to school and university for over 15 years, providing food and building a local school.

Our services

Low-cost investing (~0.23%)
Lifestyle Financial Planning
Showing you how to retire early and spend money without fear of running out
Inheritance Tax Planning
Pension Planning
Business and Tax Planning

Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Adviser unavailable
This adviser is currently out of office and not available for contact

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