M L Financial Associates Limited

Independent Financial Adviser  Suite 1, Newton House, Northampton, NN3 6LG
First meeting at adviser's own cost
Innovative solutions from experienced professionals and a brand you can trust
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Equity release
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Wealth management
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Traded endowment policies
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Unit trusts
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Stockbroking services
Response rating
9.0/10
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FCA authorised
Last authorised 16th November 2020
Meet our advisers
Simon Lister Dip PFS
IFA/Company Director
Craig McClurg BA Hons, Dip PFS
IFA/Company Director

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assessed specialist supervisory knowledge and skills in the regulatory environment.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

Pat McGee
Independent Financial Adviser

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Accreditations
Chartered Financial Planner
Hayley Sutton
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say
"Having trusted Craig with the financial planning of both my family and my business, I continue to be reassured that he not only fully understands and appreciates my specific needs but spends time with me to ensure we remain on course with our objectives."
Andrew Holt, Lutterworth, Leics
"Having settled for such a poor service and investment offering from my bank for so many years, I am delighted that a friend introduced me to Craig as he now looks after both my business and family affairs in such a different and innovative way when compared to my previous adviser."
Darren Oliver, Northampton, Northants
"Simon has been different to any other Financial Adviser I have met in that he constantly creates new opportunities for me to invest which satisfy my individual and entrepreneurial style while always ensuring that I fully understand the decisions I make."
Karl Jerman, Norwich, Norfolk
About us

At ML, we help clients achieve their financial goals by focusing on maximising our clients’ wealth whilst ensuring the same clients protect all they have built up over the years. With expert advice in all financial areas such as Pensions, SIPPS, Savings, Investments, Protection Plans and Trust Planning, our clients are extremely well looked after from the time they identify their goals through to when they achieve them.

Our services

Our vision is to become “the Independent Financial Adviser of choice in the South East of England”, as much for the demonstrable care and attention we pay to our clients’ requirements, the quality of our advice and our ongoing review process.

Our values are those of “integrity, openness and fairness”.

Our behaviours, well practiced by all who work at ML, are founded in the belief “that nothing is too much trouble for our clients where excellent customer service within a safe and secure regulatory framework are part of our culture, not the exception”.

Where to find us
Head office address: Suite 1, Newton House, Northampton Science Park, Kings Park Road, Northampton, NN3 6LG
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 16th November 2020

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