Michael Forward Financial Services Ltd

Independent Financial Adviser  6 Wenning Lane, Shenley brook end, Buckinghamshire, MK4 2JF
First meeting at adviser's own cost
We are a small and friendly firm of Independent Financial Advisers specialising in pensions, retirement planning and later life advice.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions review
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Pensions transfer
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Building your home
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Buy to let
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Equity release
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High loan to value
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Self-employed mortgages
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Critical illness
Response rating
9.1/10
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FCA authorised
Last authorised 24th February 2020
Meet our advisers
Andrew Smith Dip PFS
Financial Adviser

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

Michael Forward Dip PFS, Certs CII (MR & ER)
Financial Adviser

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

Accreditations
Later Life Accredited Adviser
About us

Established in 1999, we are a small and friendly firm of Independent Financial Advisers with offices in Northampton and Milton Keynes. With many years experience and qualifications behind us, we specialise in pensions, retirement planning, equity release and later life advice. We have received many testimonials from existing clients which show a high level of satisfaction with our advice, and much of our business comes from referrals from clients and professionals alike.

Ring or email to arrange an appointment and learn first-hand about our
first class service. The first meeting or discussion will always be without charge

Our services

SEE THE WOOD FROM THE TREES. In an increasingly complicated world we bring clarity and authority to solving your complex financial planning problems. We specialise in advice about the new PENSIONS FREEDOMS, about EQUITY RELEASE and about CARE HOME FEES PLANNING.

Follow the link to our website and click on Knowledge Centre to view our suite of informative guides. Then ring or email to arrange your complimentary first meeting.

Where to find us

6 Wenning Lane, Emerson Valley, Milton Keynes, Bucks, MK4 2JF

Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
9.1/10
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FCA authorised
Last authorised 24th February 2020

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