This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.
This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.
This AFPC module provided an advanced knowledge of life and health protection. The October 2004 examination qualified the individual to advise on long-term care insurance.
This examination assessed knowledge and understanding to analyse and evaluate a client’s circumstances and financial needs and produce a holistic financial solution based on an in-depth knowledge of financial services products.
This examination assesses a knowledge and understanding of investment products and the risks involved.
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an CISI assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
Midas Fides is the trading name for David Gunnersen,MSc, Chartered Financial Planner and CERTIFIED FINANCIAL PLANNER CM.
Founded 2004. Always fee-based.
Chartered Financial Planning firm.
Accredited Financial Planning Firm.
Holder of the Ethics Mark.
Fully Independent. Directly authorised.
Specialise in investment portfolio construction and advisory management (minimum £100,000 investment). Average client portfolio around £300,000.
Pensions, retirement planning, lifetime holistic financial planning. Inheritance Tax planning.
No validated complaints ever upheld against the firm.
Lifetime holistic financial planning, cash-flow forecasting, scenario modelling.
Pensions and retirement planning.
Investment portfolio construction and advisory management.
Risk profiling, asset-allocation, whole-of-market fund selection.
Inheritance Tax and Estate Planning.
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