Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.
At the end of the unit candidates should be able to understand the use of platforms in providing financial services, the legal regulatory environment in which they operate and the ability to assess the suitability of platforms in meeting client requirements
Morlaix Ltd, Chartered Financial Planners provide independent financial planning advice throughout Truro, Cornwall and the United Kingdom.
Ged Dixon, Director is also Chairman of our professional body, The Personal Finance Society for Cornwall and Plymouth and also sits on the Council for the Chartered Insurance Institute.
Morlaix Ltd has achieved Chartered Status.This is the industry’s gold standard for firms of financial planners. When you use a Chartered firm you are dealing with proven professionals.
We specialise in providing advice to Individual Private Clients, Corporate, Charity and Trustee Clients, and Professional Partners.
Independent Financial Advice can be quite complex. Morlaix explains everything in a simple manner to demystify the industry jargon and to help you achieve the lifestyle you wish to live.
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