Murphy Wealth

Independent Financial Adviser  Murphy Wealth Ltd, City of Glasgow, Glasgow, G2 5NW
First meeting at adviser's own cost
We explore, define and enhance your wealth. We do this by taking the time to understand your whole life.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 23rd November 2020
Meet our advisers
Neil Law
Wealth Manager

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

Adrian Murphy BA DipPFS
Partner

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

To achieve the CertPFS (DM) and individual needs to pass 2 diploma units in Regulation and ethics and Discretionary Investment Management

Brian J Murphy ACII Dip PFS
Partner

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.

What our clients say
I was looking for help with a pension transfer from a divorce settlement. I was also wanting to purchase a house and needed some advise about the Investment. Adrian understood exactly what I was trying to achieve with my finances . He explained everything to so I was able to understand. The investments that Adrian suggested are exactly what I wanted to achieve for my future. I am very happy with my investments for my pension. I feel that Adrian has done all that I would of wished him to do in advising and Investing my money.
Janet Gatford, Cambridge
Initially I required advice on setting up a personal pension.I had amassed quite a lot of savings and needed advice on where best to invest. Firstly, Adrian has been very friendly and immediately put me at ease when talking about a subject that I found quite alien. Through various conversations and some risk profiling exercises, Adrian was able to get a sense of what financial products best suited me.As my earning have increased, Adrian has tailored his advice to suit my needs. I now have a number of investments through Murphy Wealth.Adrian has always been proactive in advising me, and has taken the time to get to know me and my business. He continues to advise me and I have no hesitation in picking up the phone for a chat at any time. Yes, I am happy with the products I have invested in and the advice I have received. I particularly like that Adrian and Murphy Wealth are aware of the most recent developments in the financial world, and changing legislation. He has made me aware of products that I have benefited significantly from in relation to tax relief advantages.
Lloyd Murdoch, Glasgow
After having a law firm dwindle away at my estate, I took advice from a friend to have a chat with Adrian. I only wish I had his advice 10 years earlier! I needed someone who wasn't going to pull the wool over my eyes and explain things in plain simple English without empty financial jargon. I'm a younger client so it was also important that he had my best interests to mind and was able to really to open a casual but professional diacalogue about my future. Adrian went the extra mile for me. He helped me understand a stressful confusing past of financial relationships that had been abused. He stood by me like a Guardian angel and helped me get closer to some answers I needed. He suggested a clear and productive long term investment plan for my future and set my mind at ease by going through all the details In plain easy non threatening English. It's really too early to say. So far it seems good and I am so much happier and more confident than I was before about my investment. Adrian and his team are fantastic, professional, friendly and supportive.
Kayleigh Groves, Glasgow
Adrian and his team have done a great job in assisting a number of our clients to get greater returns on their money, make provision for retirement and ensure that their family and business are protected from any unforeseeable circumstances. Murphy Wealth adopt a coordinated approach to financial planning and wealth management. They work closely with us (McAllisters Chartered Accountants) and the client's legal advisers to ensure that the client's wealth management plans not only meet their financial needs but also make sense from a tax and legal perspective.
Kenneth McAllister, Glasgow
MURPHY WEALTH HAVE PROVIDED EXCEPTION SERVICE OVER MANY YEARS, HELPING BOTH WITH BUSINESS AND PERSONAL PLANNING. MY FAMILY AND I ARE DELIGHTED WITH EVERYTHING THEY CONTINUE TO DO FOR US.
Hugh McMahon, Glasgow
PROFESSIONAL FINANCIAL SERVICES IS ABOUT KNOWING YOUR CLIENT AND THE DELIVERY OF INCREDIBLE CLIENT CARE. THESE ARE THE STANDARDS I DEMAND FROM MY TEAM AND FROM THE ADVISERS WE USE. MURPHY WEALTH MEET THESE STANDARDS ALL OF THE TIME.
John Collins, Prestwick
In a relaxed but confident manner, Nick took the time to listen to details of our situation and then provided us with a comprehensive and personal plan for our next few years. Having a better idea of projected income and outgoings has given us more confidence in our financial future. It is early days in terms of our plans, hence just 4 stars for Quality of advice and Value for money, but I fully expect to upgrade these to 5 stars once we see the results of Nick\'s advice and plans. I would be happy, and indeed have already, recommended him to friends and colleagues.’
Boyd Meiklejohn, Ayr
About us

We explore, define and enhance your wealth. We do this by taking the time to understand you, your business and your goals.

We’ve been making the complex simple for 40 years, bringing smart ideas to business leaders, building, then activating a wealth creation and protection plan with you, for you. A plan that will give you the peace of mind that you will get to where you need to get to.

The result is more time, more money and less stress. Freedom to live your life the way you’ve always wanted to.

Our services

On life’s journey, you have countless options.
We offer you A and B.

Admittedly, it’s become a cliché in recent times. But as a way to describe our clients’ ever-evolving financial circumstances, journey, is pretty apt. Especially as we guide them along the way. From managing and driving their established businesses to exit; and beyond.

We’re a different type of professional service. We’re interested in where you aspire to be and how we help you get there. The world of finance can be complex, confusing and frustrating. We don’t expect our clients to be the experts, that’s our job.

Where to find us
Head office address: Murphy Wealth Ltd, Sutherland House, 149 St. Vincent Street, City of Glasgow, Glasgow, G2 5NW
Preferred clients
Minimum wealth (income/assets)
£250,000
Minimum pension value
£250,000
Minimum mortgage value
£0
Advice methods
  • icons
    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 23rd November 2020

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