Stem Financial Ltd

Independent Financial Adviser  Yester Road, Kent, Chislehurst, BR7 5HR
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FCA authorised
Last authorised 26th July 2021
If anyone is feeling worried and/or concerned about their finances, I would be more than happy to be a voice of reason during this rather chaotic time.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Commercial motor
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Large business
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Life insurance
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Small business
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Travel
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Meet our advisers
Ben Baldwin DipPFS, Certs CII (MP & ER)
Financial Planner
About us

/stɛm/ : providing an axis to flourish

We provide independent financial advice to:

- Online influencers & music artists
- Successful business owners
- People who aspire to retire
- People who want to retire now

Stem Financial Ltd was founded by Director and Financial Planner, Ben Baldwin. We are based in Gloucester, Gloucestershire, typically working with people who live in Gloucestershire, Buckinghamshire or London.

First and foremost, we are financial planners. That means we start by taking time to understand the aspirations you have for your life and family over the short, medium and long-term. We’ll then put a plan in place, organising your finances in a way that will help you best achieve your goals.

We pride ourselves on providing financial planning that is personal and jargon-free, helping to propel you towards the life you always envisioned.

Initial meetings, when we start getting to know each other to decide whether we are the right adviser for you, are always held without cost or obligation.

Our services

•listen to you
•present our advice in an easy to understand manner
•be transparent in our dealings
•fully document what we have done and why
•enable you to fully access ALL your financial information from any where
•ensure you are financially organised and your situation is clear
•see your objectives through by providing continuance of advice with the same team
•maximise your investment returns
•minimise your tax liabilities
•balance and manage your financial risks
•ensure you and your family are financially protected
•provide fully independent mortgage advice
•seek to do what others do not

Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£100,000
Minimum mortgage value
£125,000
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face

Yester Road, Kent, Chislehurst, BR7 5HR

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