Neligan Financial Ltd

Independent Financial Adviser Queensgate House, 48 Queens Street, Exeter, Devon, EX4 3SR
First meeting at adviser's own cost
Response rating
10/10
FCA verified
10th June 2019
Chartered & Certified Financial Planner; providing independent advice to people thinking about retirement in Exeter & Devon
We can advise you on
    • Wealth management
    • Accident & sickness
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Ethical investments
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Annuity purchase
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Lump sum
    • Regular savings
    • Savings for children
    • School fees planning
Meet our advisers
Andrew Neligan
Owner
Accreditations
Chartered Financial Planner Certified Financial Planner
What our clients say
I had a number of private pension policies that required reviewing and simplifying. Andrew has packaged them so my investment strategy can easily be modified in the future subject to his advice, my wishes and market circumstances. My main priority was finding an IFA with the highest possible level of personal integrity and honesty. Andrew carefully evaluated my circumstances and long term objectives. He took time to understand my perspective and has offered solutions to meet my needs. This will be a long term relationship, but I have every confidence that I have made a good choice in selecting Andrew to advise me.
Andy, Dulverton, Devon
We were looking for advice with regard to taking income in retirement. Andrew listened to our situation and then provided a report that detailed an effective strategy going forward. He elped us evaluate our situation and came up with a suitable plan. We were both impressed with his financial knowledge and professionalism. He has a easy approachable manner.
Kevin, Budleigh, Devon
I spoke to several advisers before choosing Andrew and he came across as knowledgeable and fair rather than opportunistic and exploitative. I had a small deferred protected benefit pension and realised it would be more useful to me personally if I transferred it to a flexible scheme, taking advantage of current high transfer values. He preferred not to transfer initially, so was very honest. After a couple of discussions, he accepted the reality of my particular circumstances and assumptions for the future; he agreed a transfer might be favourable (using an industry standard forecasting tool). He discouraged my wife a similar notion, thereby precluding a potential second fee.
Gary, Sidmouth, Devon
A previous advisor had retired and we were looking for an overall review of our finances and development of a plan for our years ahead. Andrew helped us to look at our life goals and how we could then achieve them. Other previous advisors have focussed on the money without really looking at what it is needed for.
Alan, Sidmouth, Devon
This isn't the first time I have had professional advice and having had a really good experience before so my expectations are high and Andrew didn't disappoint His services aren't cheap but he provided great value for money. I sought Andrew's advice having retired early following redundancy. Andrew skilfully assessed our resources, expectations and propensity for investment risk. Based on this, he made recommendations and suggested our options for the future. Consequently I am entering this new phase of my life with confidence. Andrew is truly impartial. He got to know me and my wife, assessed our situation and wishes and advised on the options moving forward. We didn't need to commit to using his services until we really knew what we would be getting. I am also on the mailing list for his newsletters and guides which are very helpful and interesting. His advice to young people embarking on their careers was well received by my grown up children.
Nick, Exmouth, Devon
I needed formal advice regarding a (significant) transfer out from a Defined Benefits pension scheme. I started out very much thinking this was simply a regulatory hurdle to jump, but Andrew approached the process with demonstrable professionalism: he captured the detail behind a very complex situation, helping me to consider the alternatives with rational clarity. I found his surfacing of risk and alternatives very useful indeed, and he demonstrated a very high ability to listen and pick out key facts and details of relevance. I had been looking for someone to sign a piece of paper for me; I found someone who helped me action a very significant decision with confidence that I really did know what I was doing, that I understood the risks I was taking, and that I was acting properly within the context of my personal life objectives rather than simply meeting a discrete financial objective. Also worth noting is his respectful attitude to his clients: I was clear that I did not at this stage want someone to manage my pension fund, and he was willing to work in an advisory role - a number of IFA's I approached still appeared to want their ongoing percentage, and insisted on linking their initial advice service with a tied management commitment, at inflated cost.
Ward, Thorverton, Devon
Andrew suggested a very helpful approach to our combined finances where he draws up a financial forecast of my husband and my finances, then takes into account our life and financial objectives. He also manages our ISAs and my SIPP in a "wrapper" that allows investment across a number of funds and he undertakes rebalancing when needed. This approach helps us think through our financial and life goals. Andrew encouraged my husband to take the plunge and retire and I'm now working through what we'd need to do for me to slow down work-wise in the next five years. We've known Andrew for about ten years and are very happy with his service.
Isobel & Dave, London
Andrew helped me prioritise my investment portfolio and reinforced my retirement planning options. I was extremely impressed by his knowledge and advice which overall lead to him providing excellent financial clarity. I would recommend him to anyone who is looking for sound advice and great service overall - thank you.
Bernie, Preston
Where to find us

Queensgate House, 48 Queens Street, Exeter, Devon, EX4 3SR

Make an enquiry
About us

We believe people should ideally choose to work with Financial Planners who are:

1. Chartered
2. Certified
3. Independent

We tick all three boxes. Our Financial Planner, Andrew Neligan, is a Chartered Financial Planner (CII), a Certified Financial Planner (IFP) and a Chartered Wealth Manager (CISI). This means that we have the technical expertise, practical experience and financial planning skills to ensure you receive the best possible advice, service and support.

We are also specialists, working with two groups of people:

1. People approaching retirement

You’re starting to think about the future but might not be ready to retire for another 10 to 15 years. Nevertheless, you want to ensure you reach that point with a thorough strategy already in place.

2. People at retirement

Whether you’re ready to stop work completely or transition into retirement by continuing to work on your terms, you want to feel confident and secure in your financial situation.

Whichever category you fall under, we specialise in creating bespoke and purposeful financial strategies that will enable you to enjoy a successful retirement.

Our services

There are many things which separate us from other firms, including:

• We are Financial Planners: We are less concerned with your money, and more concerned with you; your goals and objectives for the future.

• We are experts: Our Financial Planner, Andrew Neligan, is a Chartered Financial Planner (CII), a Certified Financial Planner (IFP) and a Chartered Wealth Manager (CISI).

• We are independent: As an independent firm, we are able to recommend financial products (ISAs, pensions, etc.) from the whole market. You can therefore rest assured that the solutions suggested are truly bespoke and fit for purpose.

Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Compliance

Neligan Financial Limited is an appointed representative of Best Practice IFA Group Limited which is authorised and regulated by the Financial Conduct Authority. Company registered in England number 09948729. Registered office: 28 Alexandra Terrace, Exmouth, Devon, EX8 1BD.

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