This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.
This exam accesses understanding of the financial services industry including regulation and legislation.
This exam accesses understanding of the financial services industry, and its regulation, products and processes.
This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits
We are a team of Financial Advisers and dedicated support staff, based in Harrogate.
We have tailored our service for people with specific needs:
• Planning for retirement
We will help you understand how much income you will need in retirement to live your chosen lifestyle.
• Retiring soon
We will help you to structure your pensions, savings and investments so your income is taken as tax-efficiently as possible, and leave the financial legacy behind that you want to when you're gone.
• Already retired
We will help you carefully manage your pensions, savings and investments so they provide the income you need for the rest of your life.
• Inheriting wealth
We will help you ensure that your new-found wealth is used wisely, to help you achieve your short, medium and long-term financial goals.
• Investing for the future
We will help you to understand your current investments, make sensible decisions and invest tax-efficiently, in line with your risk tolerance.
There are many things which separate us from others, including:
Our experience: Our team has over 100 years' collective experience; we’ve helped clients steer through the good and the bad times.
Our dedicated support team: Our advisers are assisted by a knowledgeable support team, who are always available on the end of a phone.
Our approach to client relationships: The long-term relationships we build with our clients mean we truly understand what’s important to you.
Our local presence: We're proudly based in Harrogate, working with clients in Yorkshire and throughout the UK.
2 Sceptre House, Hornbeam Square North, Harrogate, Yorkshire, HG2 8PB
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