Oakhurst Financial Services Limited

Independent Oakhurst Financial Services Ltd, The Joiners Shop, The Historic Dockyard, Kent, Chatham, ME4 4TZ

Response rating

7.0 /10

14th October 2019

I am a female adviser with 21 years experience, 15 of which have been in my own company.

We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
Savings
- Lump sum
- Regular savings
Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
Tax & trust planning
- Estate planning
Business
- Employee benefits
- Group pensions
- Group protection
Long Term Care
- Long term care

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Meet our advisers

Pat Hutchings Dip pFS

Director

Qualifications & Accreditations Hide qualifications

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

J05 - Pension Income Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

J04 - Pension Funding Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

J01 - Personal Tax (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

What our clients say

Pat has been a real asset for us as a family. Shes friendly and approachable, nothing is ever to much trouble. She's helped with both personal finances and our company pension scheme/healthcare. Cannot recommend Pat highly enough.

Anna, Maidstone

Pat is a very helpful adviser. She does not have pre-determined ideas about what will work for you as an individual, Pat assesses your personal circumstances and gives advise which meets your needs not that which will make her the best income.

Charles, Rochester

We felt that Pat really understood our requirements and explained the various options available to us in a very straightforward and easy to understand manner. Pat made recommendations to us that we had not considered ourselves and made the application process very easy, in fact she took control of the whole thing and answered all our queries quickly. We received excellent advice and there was no pressure to proceed with anything we did not wish to. We found the financial planning session really useful. Pat is really friendly, approachable and easy to talk to; she listened and understood our concerns which has given us piece of mind for what the future may hold

Simon, Walderslade

Where to find us

Oakhurst Financial Services Ltd, The Joiners Shop, The Historic Dockyard, Kent, Chatham, ME4 4TZ

Make an enquiry

About us

With new clients we carefully review their current financial situations at the first meeting at no cost. At the initial meeting we will discuss our menu of fees and obtain the clients approval before beginning work to find the most appropriate solution for your circumstances. Please telephone Mrs Pat Hutchings to arrange a fully convenient appointment to discuss any financial matter.

Our services

I have been told that I am very customer focussed, easy to approach and I make things very clear to the client. I look to save my clients money as much as possible.

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We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
Savings
- Lump sum
- Regular savings
Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
Tax & trust planning
- Estate planning
Business
- Employee benefits
- Group pensions
- Group protection
Long Term Care
- Long term care

Advice methods

Telephone
Face to face

Preferred clients

Minimum wealth (income/assets)

£50,000

Minimum pension value

£0

Minimum mortgage value

£0

Website

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Contact options

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