Phil Anderson Financial Services Ltd

Independent Financial Adviser 12a Carden Place, Aberdeen, Aberdeenshire, AB10 1UR

First meeting at adviser's own cost

Response rating

10 /10

16th September 2019

Finance Awards 2018 - Independent Financial Advisors of the Year - Scotland

We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Mortgages
- Bad credit
- Building your home
- Buy to let
- Buying commercial property
- Buying first home
- Buying overseas
- Equity release
- Flexible mortgages
- High loan to value
- Next home / Remortgaging
- Right to buy
- Self-employed mortgages
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
Business
- Commercial mortgages
- Employee benefits
- Group pensions
- Group protection
Long Term Care
- Long term care

Make an enquiry Request a call back Show number Recommend to a friend

Meet our advisers

Kevin Philip

Financial Planner

Qualifications & Accreditations Hide qualifications

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

CeRER - Certificate in Regulated Equity Release (LIBF)

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

Ryan Yule DipPFS

Independent Financial Adviser

Qualifications & Accreditations Hide qualifications

MAQ - Mortgage Advice Qualification (CII)

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

DipFA - Diploma for Financial Advisers (LIBF)

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

Peter Brown

Independent Financial Adviser

Qualifications & Accreditations Hide qualifications

MAQ - Mortgage Advice Qualification (CII)

DipFA - Diploma for Financial Advisers (LIBF)

Nigel Anderson

Professional Financial Advisor

Qualifications & Accreditations Hide qualifications

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

DipFA - Diploma for Financial Advisers (LIBF)

Philip Anderson DipPFS, Adv CeMAP

Managing Director

Qualifications & Accreditations Hide qualifications

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Adv CeMAP - Advanced Certificate in Mortgage Advice and Practice (LIBF)

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

CeLM - Certificate in Lifetime Mortgages (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, lifetime mortgage products and the giving of mortgage advice.

CeRCC - Certificate in Regulated Customer Care (LIBF)

This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.

CeRER - Certificate in Regulated Equity Release (LIBF)

SV1 - Saving and Investment (CII)

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

J08 - Financial Planning Practice (CII)

This qualification helps advisers develop and demonstrate their financial planning capabilities.

What our clients say

Laura gave us some brilliant advice, answering any questions we had and was extremely helpful. We weren't even sure owning our own home would ever be possible but Laura made it happen for us. It is very clear she is not only great at her job but that she takes great pride and enjoys being a part of your journey. We bought our first home, which was a dream home to us.

Robert Peter, Aberdeenshire

After the down turn in the Oil & Gas industry i became redundant and decided to look at my finances. Firstly i spoke with Phil Anderson who quickly set me up with Ryan being the best man for advice on what I was wanting, Ryan set me straight with the pension and what i could and couldn't do with it. Ryan put me on the right track with the advice he gave me and ensured I got what I was aiming for at the end of the day. He made it easy for me to understand without loosing me in all the terminology. Ryan organised what i wanted effortlessly, nothing was a problem for him.

Scott Robertson, Aberdeenshire

Phil has a very pleasant manner and is always amenable. He is well organised and offers many suggestions and options. Phil is prepared to give of his time to research the best possible solutions to his clients' requests. I have recommended his services to others and they have been suitably impressed.

Wilma Moir, Ellon

I have known and worked with Phil for over ten years now - and I always go back to him because of one thing - he can be trusted. Phil is honest, puts the facts in front of you and advises on the options available - its a real treat. Doesn't try and sell you something you don't need, but lets you know its there if you need it. I do not intend looking for another Financial Advisor anytime in the foreseeable future.

Peter Walker, Oldmeldrum

I have used Phil Anderson Financial Services for a number of years now and rate the services as first class. Phil's knowledge of the financial sector is second to none, he is meticulous and extremely trustworthy. Phil has been very helpful to me recently after I became a contractor and has recommended some very good products, which I now use. I highly recommend Phil Anderson Financial Services

David Horne, Ellon

I have known Phil for many years now and have gone to him for advice on more than one occasion - I've also recommended him to many family and friends, and the feedback is always that he is very helpful and very personable! I have always found Phil to give excellent advice on mortgages, insurance, and pensions. Explains things in simple terms, but gives enough details for you to understand what you're getting in to. Phil always has his client's best interests at heart. Will definitely use again in the future and would recommend to anyone looking for financial advice.

Nicola Allan, Aberdeen

Where to find us

12a Carden Place, Aberdeen, Aberdeenshire, AB10 1UR

Make an enquiry

About us

Award-winning Independent Financial Advisers with branches in Aberdeen, Ellon, Peterhead, Fraserburgh, Inverurie, Newmachar, Westhill, Aboyne and Caithness.

Our Senior Financial Planner, Ryan Yule, was named UK Pension Adviser of the Year at the 2018 Finance Awards.

Other recent awards the company has won include -

NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland

Aberdeen & Grampian Chamber of Commerce Northern Star 2018 Business Awards - Winner Staff Matter

Finance Awards 2018 - Independent Financial Advisors of the Year - Scotland

International Finance Awards 2018 - Best Financial Services Firm - Scotland

Original 106 Pride of Aberdeen Awards 2017 - Employer of the Year

International Finance Awards 2017 - Best Independent Financial Advisers - Scotland

Finance Awards 2016 - Best Financial Advisory Firm - Northern Scotland

Finance Awards 2016 - Award for Outstanding Client Service

Finance Awards 2015 - Best Financial Advisory Firm - Northern Scotland

Best of the Best Business Awards 2015 - Best Customer Service

Best Business Awards 2013 - Best Corporate Social Responsibility

Our services

We are very flexible with appointment times and can see clients in their own home or one of our offices. We aim to provide clients with the best financial products and very best service. At the Finance Awards 2018 we won the award for the Independent Financial Advisors of the Year - Scotland. Recently our financial adviser, Ryan Yule, was named as UK Pension Adviser of the Year for the second time.

Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Phil Anderson Financial Services Ltd (FCA Number 631218) is authorised and regulated by the Financial Conduct Authority.

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Make an enquiry Request a call back Show number Recommend to a friend

We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Mortgages
- Bad credit
- Building your home
- Buy to let
- Buying commercial property
- Buying first home
- Buying overseas
- Equity release
- Flexible mortgages
- High loan to value
- Next home / Remortgaging
- Right to buy
- Self-employed mortgages
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
Business
- Commercial mortgages
- Employee benefits
- Group pensions
- Group protection
Long Term Care
- Long term care

Advice methods

Telephone
Online (Live chat, video, email)
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£0

Minimum pension value

£0

Minimum mortgage value

£0

Compliance

Make an enquiry Request a call back Show number Recommend to a friend

Contact options

Make an enquiry Request
a call back Show number Recommend to a friend

Similar advisers near you

My Financial Services Limited

Independent Financial Adviser 0.18 mi

See profile

GS Group

Independent Financial Adviser 0.36 mi

I solve problems, you tell me what it is and I tell you if it can be done.

See profile

Aberdein Considine & Co

Independent Financial Adviser 0.42 mi

We can be judged by the willingness of many of our clients to recommend us to their family, friends & colleagues.

See profile

Ferguson Law Financial Services Ltd

Independent Financial Adviser 0.5 mi

Local company offering face to face contact, without any sales jargon.

See profile

Legal information

While unbiased.co.uk endeavours to verify the information provided as thoroughly as possible, it is your responsibility to ensure the adviser you choose is appropriate and regulated for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.

Access to and use of this online IFA directory is subject to unbiased.co.uk website terms and conditions and privacy policy.