Phillip Bates & Co Financial Services Ltd

Independent Financial Adviser  5 Chester Road, Neston, Cheshire, CH64 9PA
check
FCA authorised
Last authorised 13th July 2020
Respected Chartered Financial Planners specialising in investments, tax planning and retirement. Incorporating "Your Retirement Adviser", a bespoke retirement advisory service.
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Buy my next home
check
Buy to let
check
Equity release
check
High loan to value
check
Next home / Remortgaging
check
Self-employed mortgages
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Traded endowment policies
check
Unit trusts
check
Lump sum
check
National savings
check
Regular savings
check
Savings for children
check
School fees planning
check
Accident & sickness
check
Critical illness
check
Healthcare
check
Income protection insurance
check
Large business
check
Life insurance
check
Payment protection insurance
check
Small business
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Commercial mortgages
check
Corporate pension
check
Employee benefits
check
Group ISA
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
check
Group risk
check
Long term care
Meet our advisers
Helen Brown DipPFS
At Retirement Adviser
Alan J Mellor APFS
Managing Director
About us

We are Independent Financial Advisers and are proud to be Chartered Financial Planners.
As such, we are committed to the knowledge, qualifications and ethics of our professional body.

We have taken the time and trouble to increase our knowledge and professionalism to ensure we can meet thoroughly our clients needs and expectations.

We go the extra mile to exceed client expectations and commit to actively reviewing plans on a regular basis, thus maintaining successful long-term client relationships.

Time has been spent developing our expertise in several areas to make sure the advice we give is the best it can be and we have advanced qualifications and specialisms in the following areas:-

Pension and Retirement Planning
Investment Management
Trust and Estate Planning

We also have a bespoke 'At Retirement' advisory service, offering tailored advice for those approaching retirement and considering pension income options.

Increased pension flexibility now means an increased number of options at retirement including:

Lifetime Annuities
Investment Backed Annuities
Fixed Term Annuities
Flexi-Access Drawdown
Guaranteed Income Options
A combined approach

We are very proud to be an independent company who remain small enough to really care about our clients, offering a personal and friendly service which they really value.

Our services

We work with people in an approachable and friendly way to build a solution that suits each individual.

Our specialisms are the management of investment and retirement plans as well as building effective inheritance plans.

We have also developed a specialist service for "At Retirement" advice, which has now been running for over 6 years.

This is a bespoke advisory service for those approaching retirement and considering their retirement income options. This is now a very complex area and we are well experienced in presenting all options in a clear and friendly way and recommending a suitable solution.

Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face

5 Chester Road, Neston, Cheshire, CH64 9PA

Similar advisers near you

Independent Financial Adviser 2.81 mi
 
 
Restricted - whole of market 3.78 mi
'Restricted plus': if a solution from our panel of leading investment firms isn't suitable we can search the whole market.
 
Independent Financial Adviser 4.39 mi
We offer holistic Financial Planning advice and specialise in Investments, Pensions & Retirement Planning.
 
Restricted - whole of market 4.43 mi
As a Financial Adviser with True Potential Wealth Management, I'm committed to delivering better value and choice for my clients.