Pilgrim Financial Planning Limited

Independent Financial Adviser  Thyer House, Wells, Somerset, BA5 2RR
First meeting at adviser's own cost
We take pride in offering independent, and friendly advice. We like to listen and help you secure your financial future.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Long term care
Response rating
10/10
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FCA authorised
Last authorised 6th July 2020
Meet our advisers
Neil Pinney APFS
Financial Planner

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.

Accreditations
Chartered Financial Planner
Simon Trebble
Financial Planner

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Veronica Devereux
Financial Planner

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say
We were recommended to talk to Pilgrim about our personal finance planning. It has been a pleasure to work with Arnold and his team. They have been proactive, offering us regular advice and reviews, and I feel we can fully put our trust in their financial recommendations. I like the fact that we can discuss options, and choose the solution which best suits us. They are discreet and trustworthy. I also like the fact that Pilgrim is well known and respected amongst other professional advisers we use such as our firm of accountants.
Mrs A Company Director, Somerset
Being in a busy job I am never able to give my personal finances the time they deserve. The service provided by Pilgrim Financial Planning has helped give me peace of mind with regular reviews and personal service you can trust. I would not hesitate to recommend Pilgrim Financial Planning to others.
Major General and Mrs R, Wiltshire
Where financial matters are concerned, nothing can improve upon individual attention, and with Pilgrim Financial Planning in Arnold Wills, this is a fundamental foundation of the business. His logical reasoning and close attention to detail ensure complete peace of mind. Once on Pilgrims books, investors may be assured of regular reviews and will be provided with sure guidance if any change in investments held is advisable. The degree of risk an investor is willing to accept is most carefully assessed, and I have not the slightest hesitation in continuing to recommend Pilgrim to anyone seeking honesty and integrity in their financial dealings.
The Rev'd BD (Clerk in Holy Orders), Worcestershire
About us

We offer Independent and client focussed financial planning services with complete transparancy. Our typical clients are 45+ seeking pension consolidation, retirement and investment planning, mitigation of Inharitance Tax. We strive to give our clients financial peace of mind. We offer cash flow forecasting, solid approaches to investment, scheduled reviews and valuations. Many clients are by referral or from other professional advisers. We have experienced and qualified financial planners, with qualified paraplanning and administration support.

Our services

We prefer to let our clients tell you... "the team have always offered sound advice with the utmost courtesy and efficiency, keeping me fully informed with regular reviews without ever hard selling or pressurising me. Following the sudden death of my wife the company dealt with all financial details with compassion and sensitivity. I have recommended them to colleagues in the past and have no hesitation in continuing to do so in the future"

Where to find us
Head office address: Thyer House, 31 Sadler Street, Wells, Somerset, BA5 2RR
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
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    Face to face
Response rating
10/10
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FCA authorised
Last authorised 6th July 2020

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