Polestar

Independent Financial Adviser  Hurdcott Barn, Yateley, Hampshire, GU46 6BB
First meeting at adviser's own cost
Specialise in: Retirement Planning, Pensions, SIPP's, Annuities, Investments, NISA's, Family Protection, Critical Illness Cover, Estate Planning, Inheritance Tax, Wills, Trusts
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions review
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Pensions transfer
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Lump sum
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Regular savings
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Group Pension/Stakeholder
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Long term care
Response rating
10/10
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FCA authorised
Last authorised 7th June 2021
Meet our advisers
MR Ian Russell
Financial Planning Adviser

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

MR Rob Yeates
Financial Planning Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say
Polestar are always extremely helpful and informative. I have total trust and confidence in any dealings I have or will have in the future. Personally, could not suggest anything that would improve the service I have received.
Brenda, Luton
Kevin made a complex set of paperwork painless; explained things in a way that matched my grasp of the subject. As well as explaining what would best meet my needs, Kevin also explained the reasons why other options were less suited.
Hugh, Littlehampton
Thank you for the report, I am surprised but at the same time delighted. Looking forward to discussing this and your thoughts and the future when we next meet.
Peter, Surrey
Excellent, polite and convenient service. My adviser was totally up to speed and understood my needs. Good communication.
Brian, West Cliff on Sea
Excellent polite convenient service. Totally up to speed and understood my needs. Good communication.
Brian, Southend
Our Polestar adviser understood our needs. He really listened and heard what we asked. Polestar always had a reply quickly even if it was to tell me how long it would take for action.
Hilary and Keith, Maidenhead
Ian, over quite a number of years now, has coordinated my pension plans and finalised a reasonable result. Polestar provide good communication and response to queries.
David, Guildford
I'm happy with the advice I've been given. Their regular bulletins are very helpful.
Peter, Emsworth
The Polestar adviser understands our needs well. He has worked with us over a lengthy period which initially involved clearing up a confusion of financial matters and over recent years supporting and guiding us to a planned approach. Polestar give prompt responses to questions and an organised approach to keeping clients up to date on financial matters.
Richard, Alton
Nicky and the team are on the ball and will go the extra mile to help. It is a pleasure to do business with people who understand your needs and respond quickly and in a pleasant manner.
Tony, Brighton
Polestar are extremely professional through their speed and style of communication and product knowledge.
Rowan, Winchester
The free initial consultation really helped me understand how Polestar supports their clients. The Independent Financial Advisor was clear & concise. I would have no hesitation recommending to others.
Daniel, Farnham
About us

We are proud to be a small, focused firm, because this means that we provide high levels of personal care and attention to detail. Our clients want to be treated as individuals, not numbers, to have a closer working relationship, and to be able to trust someone to be there for them at all times.

Our services

Years of knowledge, weeks of analysis, hours of reading and pages of research are condensed and utilised to give our clients the most thorough and carefully considered recommendations and advice.

Where to find us
Head office address: Hurdcott Barn, Crickets Hill Lane, Yateley, Hampshire, GU46 6BB
Preferred clients
Minimum wealth (income/assets)
£500,000
Minimum pension value
£500,000
Minimum mortgage value
£10,000,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
10/10
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FCA authorised
Last authorised 7th June 2021

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