Positive Wealth Management

Independent Stephen McDine I F A Ltd, Unit 6, Gateway House West, Greenfinch Way, Tyne and Wear, Newcastle Upon Tyne, NE15 8NX

First meeting at adviser's own cost

Response rating

7.0 /10

14th October 2019

First class service, North East based firm. Vouchedfor rated 4.8/5

We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Mortgages
- Bad credit
- Building your home
- Buy to let
- Buying commercial property
- Buying first home
- Buying overseas
- Equity release
- Flexible mortgages
- High loan to value
- Next home / Remortgaging
- Right to buy
- Self-employed mortgages
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
Tax & trust planning
- Estate planning
Business
- Group pensions
- Group protection
Long Term Care
- Long term care

Make an enquiry Request a call back 08000 549230 Recommend to a friend

Meet our advisers

Stephen McDine Cert CII DipPFS

Director

Qualifications & Accreditations Hide qualifications

R02 - Investment Principles (CII)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

HR1 - Home Reversion Plans (CII)

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

J05 - Pension Income Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

CF2 - Investment and Risk (CII)

This examination assesses a knowledge and understanding of investment products and the risks involved.

J01 - Personal Tax (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

What our clients say

I have been a customer of Stephen McDine IFA for over 16 years. During that time Stephen has regularly advised me on financial matters including advice on mortgages, pensions, investments & care planning. I have always received sound & impartial advice that I have always taken. I have absolutely no hesitation in recommending Stephen in his capacity as an IFA.

Andrew Ware ACMA, Shotley Bridge

Where to find us

Stephen McDine I F A Ltd, Unit 6, Gateway House West, Greenfinch Way, Tyne and Wear, Newcastle Upon Tyne, NE15 8NX

Make an enquiry

About us

High Standards of advice, attention to detail and superb customer service. That whats you will receive from Stephen. I use the best providers and the latest technology to ensure our clients get great value money, a personal face to face service and an understanding of there investments and Pensions. Would you like to see how you can access your Private Client personal website to view and track all of your plans?
We do not charge a fee for our initial consultation.We remain truely independent and work of a fee or commission basis.

Our services

Superb personal service, backed up with client testimonials.
Fantastic track reord and results for my clients.
Pension Drawdown and tax planning, Goal Based and Cashflow based planning.

Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Make an enquiry Request a call back 08000 549230 Recommend to a friend

We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Mortgages
- Bad credit
- Building your home
- Buy to let
- Buying commercial property
- Buying first home
- Buying overseas
- Equity release
- Flexible mortgages
- High loan to value
- Next home / Remortgaging
- Right to buy
- Self-employed mortgages
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
Tax & trust planning
- Estate planning
Business
- Group pensions
- Group protection
Long Term Care
- Long term care

Advice methods

Telephone
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£20,000

Minimum pension value

£20,000

Minimum mortgage value

£125,000

Make an enquiry Request a call back 08000 549230 Recommend to a friend

Contact options

Make an enquiry Request
a call back 08000 549230 Recommend to a friend

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