Prism Financial Advice Ltd

Independent Financial Adviser  Prism House, Gateshead, NE11 9SZ
First meeting at adviser's own cost
We offer impartial advice in all areas of financial planning. We believe planning is a continuous process and our clients greatly value our ongoing review service. We offer access to professionally managed portfolios tailored to our clients risk profile
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Defined benefit
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Traded endowment policies
check
Unit trusts
check
Lump sum
check
Regular savings
check
Savings for children
check
Critical illness
check
Income protection insurance
check
Life insurance
check
Estate planning
check
Corporate pension
check
Employee benefits
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
Response rating
9.1/10
check
FCA authorised
Last authorised 29th November 2021
Meet our advisers
Michael Smith Dip PFS
Director

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assesses a knowledge and understanding of financial protection plans.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

Neil McGann Dip PFS
Director

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

Stephen Price Dip PFS
Managing Director

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assessed specialist supervisory knowledge and skills in the regulatory environment.

Jim Williams Dip PFS
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Richard Capeling Dip PFS
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Alex Newell APFS
Independent Financial Adviser

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Accreditations
Chartered financial planner - individual adviser accreditation
Fay Thomas Dip PFS
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Vanessa Wood Dip PFS
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Darren Jones
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say
My husband and I were having great difficulty getting anything sorted out for my husbands pension and since you came into the picture it has been an absolute dream. Your support was magnificent and honesty was a breath of fresh air. I feel as if you went above and beyond for us. I would highly recommend you and your company to anyone, your support was amazing throughout.
Julie, Newcastle
I have recently held meetings with Fay Thomas, at your office in Gateshead, to discuss my retirement planning. I have been very impressed, initially by the office staff who looked after me during my visits, but more importantly by the advice and service Fay has provided. She provided very comprehensive solutions after identifying what I was looking for in the future but was able to present this advice in a friendly manner that was easy to understand while still being very professional. I would have no hesitation in recommending Fay and Prism Financial Advice to my family and friends and look forward to our next meeting.
Jackie, Boldon
Just a quick note to say thank you for your time on Friday. Seeking financial advice is sometimes daunting and the thought of being bombarded with technical jargon or recommendations of financial products did make me apprehensive. However the reality could not be further from the above. You were welcoming, quick to explain terms and also made it clear from the start that there was no intention to sell any product. I felt completely relaxed during the session and at the end had a clear understanding of the decisions I needed to make. I will have no hesitation in seeking your advice in the future and would recommend you and your company to anyone seeking financial support. Many Thanks for your assistance
Sean, Chester Le Street
About us

Prism Financial Advice Limited are Independent Financial Advisers with many years experience of advising both private and corporate clients on a wide range of financial planning issues. Our knowledge of the financial marketplace is extensive with all our advisers achieving industry recognised qualifications in Financial Planning. We understand that each client's circumstances are unique. Getting to know you and understanding your financial goals and ambitions is central to the way we work. Experience has shown us that working together in this way is crucial to developing a tailored solution. Over the years we have built a strong reputation for sound quality advice which has resulted in us being employed as approved advisers to an increasing number of FTSE 100 companies together with many smaller organisations all wishing to provide tangible support to their employees

Our services

We work with our clients to help them achieve their financial goals and aspirations

Where to find us
Head office address: Prism House, Prism House, 13 Keel Row, The Watermark, Keel Row, Gateshead, NE11 9SZ
Service coverage
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Compliance

Prism Financial Advice Limited is authorised & regulated by the Financial Conduct Authority (FCA) under Firm Reference Number: 426165
Prism Financial Advice Limited is registered in England and Wales No: 05303532

With investing, your capital is at risk. The value of your investments will rise and fall at times and you could get back less than you invest.
Tax is dependent on individual circumstances and is subject to change based on UK legislation and taxation regime.

Response rating
9.1/10
check
FCA authorised
Last authorised 29th November 2021

Similar advisers near you

Independent Financial Adviser 0.95 mi
Our mission is to improve the returns of your pensions & investments by minimising costs & maximising the value of financial advice.
 
Restricted - whole of market 1.51 mi
Local, Face to Face or telephone. Affordable, Expert Financial Advice, I am a pension transfer specialist which means I am qualified to give advice on final salary & defined benefit pension transfers as well personal pensions, investments, life assurance
 
Independent Financial Adviser 6.63 mi
Chartered financial planners who offer a complete one-step financial services solution, whatever your needs.
 
Restricted - whole of market 6.63 mi
Local, Face to Face or telephone. Affordable, Expert Financial Advice, I am a pension transfer specialist which means I am qualified to give advice on final salary & defined benefit pension transfers as well personal pensions, investments, life assurance