Prosper Wealth Management - Chartered Financial Planners

Independent Financial Adviser  Prosper House, Wigan, Greater manchester, WN6 0HD
First meeting at adviser's own cost
Wigan's only "Chartered Financial Planners" that specialise in investment and pension advice to individuals.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 10th August 2020
Meet our advisers
Richard Noone DipPFS DipFA
Senior Consultant

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

David Barton APFS Cert CII(MP)
Managing Director and Chartered Financial Planner

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

Accreditations
Chartered Financial Planner
What our clients say
“In 2003 we transferred our financial interest to Prosper Independent Financial Advisers Ltd. David Barton visits us regularly to update us on our investments. To date we have been very satisfied with his recommendations which have enabled both me and my wife to enjoy the financial comforts in retirement. We have recommended relations and friends to his company. In conclusion we find the company friendly, helpful and understanding of our needs. They offer and explain sound financial advice and are very professional with all the dealings. We would not hesitate to recommend them to perspective clients.”
Mr and Mrs Rogers, Rochdale
“When my clients ask me to recommend an Independent Financial Adviser I do not hesitate to send them to see David Barton at Prosper. He is friendly, down to earth and approachable and has never let me down.”
Frances Margaret Lawlor B.A ( Partner), Houghton Pigot & Co Solicitors(Wigan & Ashton)
"After experiencing several 'difficulties'with a previous financial adviser, we were introduced to David and his team by our solicitor who is based in Wigan and has advised us for many years. We urgently needed to re-organise all aspects of our existing portfolio and, more importantly seek out some 'trustworthy'advice for investment returns.Clearly, we are absolutely delighted with both the advice and particularly the investment returns that we have achieved since engaging Prosper IFAs services. A broad spread of issues are covered by the team, whilst at the same time always offering a very tailored and targetted professional service. They not only offer excellent guidance and service but, very importantly everything is done in a friendly and open manner. In summary, we always feel comfortable, confident and 'reassured'in our dealings with Prosper and would have no hesitation whatsoever in recommending them to anyone.
Ken Alker, Haigh, Wigan
About us

Prosper Wealth Management specialise in investments, pensions and estate planning advice to the over 50s and currently manage in excess of £150 million worth of investment and pension funds on behalf of their clients.

The Chartered Insurance Institute awarded them the prestigious “Chartered Financial Planners” title in 2012 and they remain the only Wigan firm to achieve this industry leading accolade. Chartered status is an exclusive title only awarded to firms which meet rigorous criteria relating to professionalism and capability.

Since launching the business in 2003 they have now become the 'trusted go to' firm in the Wigan area for clients with investment and pension planning requirements.

Our services

“We have always taken pride in the fact that we are an advice as opposed to a sales driven business. This coupled with our client for life philosophy has helped us build a client centric business which has grown quickly since we began trading in 2003”.

David Barton APFS CertCII(MP)
Managing Director & Chartered Financial Planner

Where to find us
Head office address: Prosper House, 99a High Street, Standish, Wigan, Lancashire, WN6 0HD
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 10th August 2020

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