Prosperity Wealth Ltd

Independent Financial Adviser  Prosperity Wealth, Brierley Hill, West Midlands, DY5 1XD
First meeting at adviser's own cost
We provide impartial financial planning advice. We specialise in, pensions, retirement, protection, investments, mortgages. Call <phone number hidden>
We can advise you on
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Annuity purchase
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Auto enrolment
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Critical illness
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Healthcare
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Income protection insurance
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Large business
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Life insurance
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Small business
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Estate planning
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Long term care
Response rating
9.2/10
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FCA authorised
Last authorised 11th October 2021
Meet our advisers
MR Wayne Coombs
Director/Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

MR Paul Evans
Independent Financial Adviser
MR Richard Marks
Independent Financial Adviser
MR Roger Nickless
Independent Financial Adviser
MR Trevor Willday Dip PFS
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

MR Warren Bennett
Independent Financial Adviser
MR Keith Batham
Independent Financial Adviser
MR Mark Jacobs
Independent Financial Adviser
MR Stuart Watson
Independent Financial Adviser
MR Barry Barnes
Independent Financial Adviser
MR Adrian Wakefield
Independent Financial Adviser
MR Andrew Collett
Independent Financial Adviser
MR Matt Williams DipFA CeMAP BA(Hons)
Director-Independent Financial Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

MR David Adamthwaite Dip PFS CeMap ACIB
Independent Financial Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

MR Matthew Bell AIFP, IMC, Dip PFS
CEO/Director Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of portfolio investment management. If passed before September 2010 QCF 3 after then QCF 4

Associate members will have passed the institute's level 4 appropriate examination or transitional diploma examination.

Accreditations
Chartered Financial Planner
MR Alan Pickin
Independent Financial Adviser
MR Mark Evans
Director-Independent Financial Adviser
MR Karim Wanas FPFS IMC
Independent Financial Adviser

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This qualification assesses a knowledge and understanding of portfolio investment management. If passed before September 2010 QCF 3 after then QCF 4

Accreditations
Chartered Financial Planner
MR Gary Evans BSc Hons Cert CII (MP) Cert PFS
Independent Financial Adviser
MRS Rachel Jefferson BA Hons APFS
Chartered Independent Financial Adviser

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

Accreditations
Chartered Financial Planner Later Life Accredited Adviser
MR Chris Morgan
Independent Financial Adviser
MR Simon Caplin
Independent Financial Adviser
MISS Chloe Worrod
Independent Financial Adviser
MR Andrew Bayliss
Independent Financial Adviser
MR Nick Adamthwaite
Independent Financial Adviser
MR Stewart Bicknell
Director-Independent Financial Adviser
MRS Denise Meynell Dip PFS
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

MR Garry Osborne
Independent Financial Adviser
MR James Pinches BA(Hons) DipFA
Independent Financial Adviser

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

Mr Adam Rendall BSc(Hons) DipFA CeMAP
Independent Financial Adviser/Military Specialist

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

Mr Antony Pearse
Independent Financial Adviser
Mr Gavin Cairns
Independent Financial Adviser
Mr Gavin Welsh
Independent Financial Adviser
Mr Jason Behan
Independent Financial Adviser
Mr Jeremy Lawrence
Independent Financial Adviser
Mr Jonathan Darley
Independent Financial Adviser

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Fellowship of the CII is universally regarded as the premier qualification for those working in the insurance industry. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

Accreditations
Chartered Financial Planner
Miss Lianne Pryce
Independent Financial Adviser
Miss Lisa Winters
Director/Independent Financial Adviser
Mr Mark Jeavons
Independent Financial Adviser
Mr Michael Locke
Independent Financial Adviser

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

Accreditations
Certified Financial Planner
Mr Miles Goodworth
Director-Independent Financial Adviser
Mr Mo Khan
Independent Financial Adviser
Mr Nigel Evans
Independent Financial Adviser
Mr Philip Haden
Independent Financial Adviser
Ms Roz Armstrong
Independent Financial Adviser
Mr Simon Gill
Independent Financial Adviser
Ms Jackie Vaz
Independent Financial Adviser
Ms Stephanie Cooper
Independent Financial Adviser
Mr Paul Smith
Independent Financial Adviser
Mr Martin Borley
Mortgage Adviser
Mr Daniel Lowe
Mortgage Adviser
Mr Onkar Singh
Mortgage Adviser
MR Chris Hawker Dip PFS
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Mr David Hadley
Independent Financial Adviser

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

What our clients say
We have worked with Prosperity Wealth for 3 years and can honestly say they are by far the most professional, helpful and friendly advisers we have ever used. Nothing is too much trouble, and everything is explained in a clear understandable way. We have no hesitation in highly recommending Prosperity to everyone in need of financial help.
Stuart Lester-Facilities and Maintenance Engineering Ltd, Stourbridge
Corporate Pension Legislation has undergone radical change in the last 2 years which has lead to significant change in the structure of adviser propositions in the market place. “Having worked with many Adviser Firms in the Central Region of the last 25 years, I can honestly say that Prosperity Wealth has maintained a differentiated proposition built around value, trust and long term customer relationships. “They are a firm who have always specialised in Workplace Pension provision and provide both the Employer and the Employees with huge value in terms of expertise, advice and business support. “I would have no hesitation in recommending them to any prospective employer.”
Mr H, West Midlands
“I have for the last fifteen years, been fortunate to have the service of my adviser. I cannot fault the advice he has given me over all this time. “All that I require is taken note of- I am cautious about my finances. Despite having to work within these limits, he has continued to put them in a healthy state. Also, he has achieved this in ways which have resulted in much, much less paperwork for me- what a relief! “I would highly recommend my adviser and Prosperity to anyone requiring financial advice.”
Mr T, Kidderminster
About us

Prosperity Wealth was founded in 1995. The team includes advisers specialising in Workplace Pensions, Personal Pension, Retirement, Investments, Protection, Commercial Finance and Residential Mortgages.
Prosperity’s aim is to help our clients build and retain the wealth. We do this by working closely with our clients and, where appropriate, their accountants/advisers to seek the best way forward. We specialise in businesses, their owners and employees. We also have many clients with everyday occupations or who have retired, some even living abroad.
We are totally independent Financial Advisers for all our Financial Services products.

Our services

Why choose Prosperity Wealth?

Well respected and highly recommended for providing independent financial advice.
Completely independent...we source our products from the very best companies to help find the most appropriate products for your current circumstances.

Excellent service provided to each and every client.

Where to find us
Head office address: Prosperity Wealth, Second Floor, Quay House, Waterfront Way, Brierley Hill, DY5 1XD
Preferred clients
Minimum wealth (income/assets)
£51,000
Minimum pension value
£51,000
Minimum mortgage value
£251,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
9.2/10
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FCA authorised
Last authorised 11th October 2021

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