This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.
This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits
Quilter Financial Advisers is part of Quilter plc. Quilter plc is one of the leading providers of advice, investments and wealth management both in the UK and internationally, managing £95.3bn of investments (as at 31 March 2020). Quilter plc is listed on the London and Johannesburg stock exchanges.
Sam has 20 years’ experience in financial services and prides herself on providing holistic financial advice to her clients. She holds a degree in Law and Business Studies and qualifications in financial planning.
My areas of expertise include the following:
* Retirement planning (including defined benefit pension transfers)
* Investment planning (including offshore investments)
* Estate planning and trust solutions
* Health protection
* Company pensions and protection
* Mortgages and Equity Release.
I also specialise in providing advice to the medical profession, predominately hospital doctors, GP's and Dentists.
Please note the following:
* Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
* Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.