Radical Financial Services Limited

Independent Financial Adviser Griffin House, Silverthorne Lane, Cradley Heath, West Midlands, B64 5AP
FCA verified
21st May 2018
Working with you for a secured financial future. Building funds for your Retirement,long-Term Care and Estate Planning.
We can advise you on
    • Wealth management
    • Ethical investments
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Buy to let
    • Equity release
    • First time buyers
    • Flexible
    • High loan to value
    • Home reversion
    • Remortgage
    • Residential
    • Right to buy
    • Self build
    • Self employed
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Corporate pension
    • Group critical illness
    • Group income protection
    • Group life insurance
    • Group pensions
    • Group protection
    • Long term care
Meet our advisers
adviser-person
Henry Sappor B.A(Hons.) APFS, Certs CII (MP & ER)
Managing Director
Where to find us
About us

Radical Financial Services Limited is an appointed representative of Tenet Connect Limited, which is authorised and regulated by the Financial Conduct Authority.

The Company has one Independent Financial Adviser, Henry Sappor and one Mortgage Adviser, Sarwan Ghathoura.Henry holds a B.A(Hons)degree in Accounting & Finance,the Chartered Status (APFS) as a Financial Planner with the Chartered Insurance Institute , and specialist certificates in Long term Care Planning and Equity Release (see (1) below). He is a member of the Society For Later Life Advisers.
Sarwan holds the full Mortgage qualification,Cemap for the Mortgage Service (see (2) below).
Between them, they have 38 years experience in the Financial Services Industry.

Our services

60% of our business is for those near to or in retirement. We advice on most aspects of pensions and alternative investments that can be used as retirement income. We advice those in divorce or separation on maximising their share of pension and or assets in order to secure their future financial needs.We give best advice to those planning for their long term care or seeking immediate investment to cover their long term care costs (See (3), (4) & (5) below).

We also advise those seeking to release cash from their property-Equity Release (see (2) below).

Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Compliance

Radical Financial Services Limited is an appointed representative of TenetConnect Limited, which is authorised and regulated by the Financial Conduct Authority.


(1) MORTGAGES - A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

(2) EQUITY RELEASE MAY REQUIRE A LIFETME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION.

(3) INVESTMENTS & SAVINGS - THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

(4) PENSIONS & RETIREMENT - A PENSION IS A LONG TERM INVESTMENT, THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.

(5) TAX TREATMENT IS BASED ON INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN THE FUTURE.

(6) THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAX AND TRUST PLANNING & LEGAL SERVICES AND MOST FORMS OF BUY TO LET MORTGAGES.

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