Richardson & Associates Independent Financial & Mortgage Services Limited

Independent Westwalk 1A, Bowes Offices, Lambton Park, Durham, Chester le Street, DH3 4AN
First meeting at adviser's own cost
Response rating
7.0 /10
FCA verified
14th October 2019
Helping my clients make sense of pensions and investments, in a professional, friendly manner.
We can advise you on
    • Annuity purchase
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Bad credit
    • Building your home
    • Buy to let
    • Buying first home
    • Equity release
    • Flexible mortgages
    • Next home / Remortgaging
    • Right to buy
    • Self-employed mortgages
    • Wealth management
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Long term care
Meet our advisers
Thomas Richardson Dip PFS CII {Life and pensions}
Principle IFA
What our clients say
What were the circumstances that caused you to look for an IFA? Recent retirement plus an increasing awareness that I was not making the best use of my investment funds. Tom was one of three independent financial consultants that my wife and I vetted and, quite honestly, he blew the competition out of the water. How did Thomas Richardson help you? Tom conducted a full financial review and followed it up with specific and detailed recommendations tailored to my specific circumstances. Costs were clearly explained at each stage and there was no pressure at any point. What is your current situation? Have you seen the outcome you were hoping for? The recommended investments have been made but it is too early to assess the outcomes, particularly in the current turbulent market. However, I do feel confident in the quality of the advice received, which has given me great peace of mind. What could they have done better? Nothing - the personal service, attention to detail and demonstrable professional knowledge and experience were excellent. The fees, whilst substantial, were very competitive and clearly laid out up-front. There was no pressure of any kind and it was a genuine please to deal with Thomas.
Luck, Sunderland
What were the circumstances that caused you to look for an IFA? we sold our business. How did Thomas Richardson help you? Tom has helped in every way. He has advised us on the best place to put our money, so as to give ourself an income with the best tax benefits. He also advised on inherents tax. What is your current situation? Have you seen the outcome you were hoping for? Yes we are very pleased. What could they have done better? Tom has done the best he could as far as we are concerned . I have recommended him o other people and they are just as happy with him.
wright, cheshire
Where to find us

Westwalk 1A, Bowes Offices, Lambton Park, Durham, Chester le Street, DH3 4AN

Make an enquiry
About us

Richardson & Associates has been established since 2004.
we offer an extensive range of expertise and financial specialisms, to which all of our clients have access. Our team of qualified advisors have many years of experience, ensuring that all our clients financial objectives can by realised through relevant solutions. We provide flexible, face to face to appointments in your home, our office or your own workplace, to suit your lifestyle. The initial appointment to assess your needs, is at our expense.

Our services

We provide a thorough, professional and friendly, financial advice service to all our clients, and the principle which has underpinned our approach is to ask ourselves, 'How would we want to be treated in this matter'. Any advice provided, or products recommended are fully researched to ensure our clients are consistently receiving quality and value for money in line with their requirements.

Advice methods
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0