This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.
We provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives.
As independent advisers, our clients benefit from our ability to offer advice on the broadest range of products and services. Whether it be for protection of dependents and your estate to investment advice, retirement planning, inheritance tax planning or simply reducing costs on your mortgage, we have many years of experience in finding the most suitable solution for our clients' needs.
We aim to demystify the world and language of retirement planning. In simple terms, this means identifying what clients have already, where they wish to be in the future and creating a plan to bridge any gaps or shortfalls. The journey to financial security will be a shared one and by working together we can ensure the risks are mitigated, income is stable and we can adapt to the constant changes in daily and family life.
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