SG Wealth Management Limited

Independent Financial Adviser  53-57 St Martins Lane, Norwich, NR3 3SA
First meeting at adviser's own cost
Award-winning Chartered financial planners providing independent financial advice for private and corporate clients across East Anglia.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Stockbroking services
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 16th May 2022
Meet our advisers
Henry Gaskin DipPFS
Chief Investment Officer/Director

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

David Tooley APFS
Chartered Financial Planner/Associate Director

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Accreditations
Chartered financial planner - individual adviser accreditation
Andrew Morley APFS
Chartered Financial Planner/Associate Director

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Accreditations
Chartered financial planner - individual adviser accreditation
Katie Jones DipPFS BsC
Wealth Manager

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This exam accesses understanding of the financial services and their regulation.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

John Griffin DipPFS
Wealth Manager

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Accreditations
Later Life Accredited Adviser
Linda Kent DipPFS, Cert CII (MP & ER)
Wealth Manager

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

Mike Moore DipPFS
Wealth Manager
Lewis Rump APFS
Chartered Financial Planner

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Accreditations
Chartered financial planner - individual adviser accreditation
Joel Davies DipPFS
Wealth Manager

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

Susan Steel DipPFS
Wealth Manager

This exam accesses understanding of the financial services and their regulation.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

Ryan Oates APFS BSc
Corporate Services Director & Chartered Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

Accreditations
Chartered financial planner - individual adviser accreditation
Stephen Girling APFS
Managing Director/ Chartered Financial Planner

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

Accreditations
Chartered financial planner - individual adviser accreditation
What our clients say
Impartiality of advice, frequent communication and trust that everything they do is in my best interests. We 'sit on the same side of the table'.
Mr Ewen, Oxford
We came from a previous bad experience and we did not feel at ease trusting someone else to manage our funds - SGWM have restored that trust.
Mr Illari, East Anglia
SG Wealth Management has been acting on my behalf since 2017. I particularly value the fact that they get paid directly for the excellent service and advice they provide rather than being paid by commission simply for product sale. Their advice is impartial which is important.
Mr Dansie, Colchester
I have worked with SG Wealth Management for more than 15 years – the first half of this time when I managed my own business and the second half after I sold it. My experience has taught me to have the utmost confidence in their operation, their judgments and their quality of service. The exchange of views and ideas between the two parties is dynamic and refreshing. They have cared very much for my wife and I to our considerable advantage and I trust SG totally.
Mr Smart, Norwich
A huge thank you to Mike Moore for the conversation I had with him today regarding pensions. He is professional, unselfish, patient, articulate and well informed. I would most certainly recommend him or SGWM to anyone requiring wealth management services.
Miss F, Norfolk
Making financial arrangements for the future has always been a task that particularly worried, as well as distressed, one of us. However, over a decade ago Linda Kent entered our lives and magically everything changed. Very quickly, expertly, and with minimum fuss she organised our finances and made them look, if not enthralling, at least comprehensible and interesting. Linda has been planning and looking after our investments for over ten years, making us aware of their risks, watching tirelessly over their performance and patiently explaining their advantages and pitfalls. She was instrumental in the setting up our Trusts, in helping to reorganise our Wills and finally in prompting us “relatively early in our lives”, to consider and prepare Powers of Attorney. Linda has always been able to find time to see us or answer our questions, even when she was on vacation, and to react swiftly when the occasion demanded a rapid decision.
Professors I & M S, Cambridgeshire
From my first meeting with Katie Jones her service has been spot on. She produced the most detailed and professional Personal Financial Report I have ever received outlining the reasons I should transfer from my existing pension arrangements. When I had a time issue where I needed to have the lump sum transfer money through to me to meet a deadline, she chased the companies every day, keeping me informed as she did so. The money duly arrived in time. Believe me there are times when I have been at the other end of the spectrum, service wise!! So to receive attention to my requirements like this was very refreshing.
Mr A, Suffolk
Linda Kent has managed my financial affairs for many years. I always feel reassured by her friendly, informal approach. Whilst the regular bi-annual updates are clear and well presented, it is more important to me to know that I can speak to her whenever I need to do so. I don’t want ‘a voice on the telephone’ so it pleases me to meet the person handling my portfolio and to feel comfortable when discussing issues of concern or when there are questions to be addressed. I have recommended Linda to many friends and feel pleased that some are benefiting from her experience.
Ms H, Norwich
I have been with SG Wealth Management since 2009. During this time I have had ‘good’ and ‘not so good’ financial market days but, overall, our long term retirement portfolio performance goals have been achieved – allowing my wife and I to enjoy the retirement we were hoping for. The most important thing about being with SGWM is the reassurance that I am looked after by what I think of now as being less a team of independent financial advisers and more like a family friend. Not only do SGWM advise what to do with our pension pot investments, they also help on matters such as Lasting Power of Attorney (Financial and Health), Family Will, Inheritance Tax, Health Insurance, Long Term Care Insurance for my wife’s mother's needs and Taxes. As I am not UK domiciled my tax affairs can be a bit complicated to say the least!
Mr and Mrs I, Norwich
I have been a customer of SG Wealth Management for quite a few years now. John Griffin is my Wealth Manager and I have always found the company to be very helpful in investing my money, arranging regular meetings and updates, and in providing an annual financial report. As a result of the time SGWM took to assess my situation, I feel that my needs are very well met and I would have no problem in recommending them to friends.
Mr W, Suffolk
I’ve been a client of SGWM for just under a year, with Neil Dobson as my Wealth Manager. From the very first interaction with Neil my experience has been very positive. He’s very thorough in his approach and goes that bit ‘extra’ by explaining everything in a clear meaningful manner. I do feel that my pension affairs are in a ‘safe pair of hands’ working alongside Neil and SGWM.
Mr McD, Norfolk
Two years ago I starting to think about accessing my private pension. I found the information bewildering and meetings with other financial advisers provided little transparency. Then I met Mike Moore at SG Wealth Management. He was approachable, provided excellent information tailored to my specific needs and came up with a package that has suited me perfectly. I was so pleased with the service that I encouraged my husband to sign up to SGWM as well and he is also very satisfied – and he’s an accountant ! We had an added bonus the other week when Mike helped us with questions about our state pension and we left his office £2,500 better off!
Ms J, Norfolk
I thought I should write to express my thanks for SG Wealth Management’s support and help through the years and in particular would like to express my thanks to Mike Moore for his kindness and financial advice during a stressful period. It has been most reassuring to have Mike’s advice and very helpful direction. I look forward to his continued financial support and to continued news of SG Wealth’s progress.
Ms B, Norfolk
David has been managing our financial planning and our path to early retirement for the last three years, and his sterling work during this time has given us the confidence to now be able to make the decision to step away from our corporate careers and take the first step to retirement. David has been a great support and has offered brilliant advice to make the most of a redundancy package, as well as consolidating many pensions and savings. His knowledge always astounds us and this has enabled us to fast-track our retirement plans which, had we not engaged the services of SGWM and David, would definitely not have happened.
Mr D & Mrs K, Warwickshire
About us

Chartered Financial Planners, founded in 2001, our expert team of 38 are based in Ipswich and Norwich.

As a Chartered firm, we pride ourselves on being impartial, accountable and trusted and have been awarded 'Top 100 UK Adviser' status EIGHT times by 'Citywire'.

Our team of financial advisers is supported by specialists with the expertise to cover all aspects of your financial planning. We aim to grow your money over time with a keen eye on minimising losses in times of market fluctuations. We can help with retirement income plans, investments and have our own in-house team of pension transfer specialists.

Our robust, well-researched investment process includes various portfolios to meet your different attitudes to investing. So whether you are fairly adventurous or have a more cautious approach, we’ll ensure your individual portfolio meets your interests and needs and is monitored on a regular basis to reflect your changing requirements or circumstances.

We can work closely with your accountancy and legal advisers to deliver an integrated financial planning approach to your retirement and pension needs, taxation, estate planning, inheritance or later life care.

Our services

Our experienced team of Wealth Managers are supported by paraplanning and investment specialists who have the expertise to cover all aspects of your financial planning.

We'll investigate your current circumstances and future goals, before designing an individual plan, which covers everything from your retirement and pension plans to investments, inheritance, estate planning and provision for later life - taking great care to ensure each portfolio meets your individual interests.

Your financial security is our primary concern and you will always be looked after and kept fully informed of changing economic circumstances, taxation and investment opportunities.

At SG Wealth Management we pride ourselves on providing you with financial peace of mind - for life.

Where to find us
Head office address: 53-57 St Martins Lane, Norfolk, Norwich, NR3 3SA
Service coverage
Preferred clients
Minimum wealth (income/assets)
£151,000
Minimum pension value
£151,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 16th May 2022

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