This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with various types of mortgage products and repayment options and the giving of mortgage advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.
This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.
I work at Hearnden Associates, and offer independent financial advice sourced from the entire marketplace that is tailored to the needs of each and every client.
Hearnden Associates was founded in 2000 by Cath and Paul Hearnden and Stuart Inman and has since grown into a thriving and successful business with a large client base. Every client has different needs and circumstances and we make it our responsibility to meet these requirements.
We can begin by creating a general financial profile to establish your needs and priorities or we can look specifically at the area of your finances that needs addressing.
Being fully independent, I work for you as I will look at the whole of the market to give you the very best advice. I can meet with you either at your home, place of work or anywhere else convenient for you, or you can meet me at our offices.
I cover all areas of Financial Planning, but specialise in:
- Retirement and Pension Planning
- Investments Planning
- Inheritance Tax and Estate planning
- Life Cover and Protection.
Please drop me an email or give me a call.
Our first meeting is free, with absolutely no obligations, as it gives me the chance to work out ways I can help you, and helps you decide if you would like to engage me as your Financial Adviser.
Being fully independent, I work for you as I am not tied to any one company and will look at the whole of the market to give you the very best advice.
I have been advising clients for over 20 years and I pride myself in building long term relationships with all my clients and offering clear, easy to understand, financial advice.
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