Simply Pensions Ltd

Independent Financial Adviser  Kingfisher Business Centre, Rossendale, Lancashire, BB4 8EQ
First meeting at adviser's own cost
Get expert independent advice on starting, transferring or accessing your pension, with our transparent fixed fee offering. Or if you just want to make sure that your existing pension arrangements are on track come and talk to us!
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Wealth management
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ISA / Unit Trusts / OEICs
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OEICs
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Unit trusts
Response rating
9.3/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mr Gary McNeil
Financial Planner

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

Mr Stuart McNeil
Financial Planner

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

What our clients say
I will always be eternally grateful to a friend of mine who recommended me Simply Pensions. Gary and his team did a fantastic work organizing my pensions but they also explained and designed a pension plan which now makes me feel more secure about my future. Gary is a master in translating a dry subject as pensions to a very clear and simple language for people like me who could never understand this complex subject.
Julio, Manchester
I am very pleased with the professional service that Simply Pensions have provided in the process of transferring my deferred pension through to setting up a SIPP and its ongoing administration. Stuart NcNeil in particular has been extremely helpful, knowledgeable, honest and efficient throughout the whole process. He has been fast to come back to any queries and made sure the transfer was done on time with little fuss. I would certainly recommend them to anyone seeking pension transfer advice.
Les, Whalley
I decided to seek financial advice as I had some money to invest and was approaching the age of sixty, meaning pension decisions would soon be approaching. As it can be a minefield, I needed someone with a good reputation; simply someone I could trust. Stuart McNeil was recommended to me and it is the best decision, financially, that I have ever made. Stuart explained all my options very thoroughly and is always able to answer questions of mine. Some of the advice is given in writing too, to give me more time to consider options and act as a point of reference later if needed. Using Simply Pensions has given myself and my wife peace of mind. Stuart is always available and always returns calls. Working with Stuart has benefitted us financially, which is the main objective. Simply Pensions have taken away all the stress of dealing with personal finances.
Tim, Ashbourne
I approached Gary because I wanted to consider a Final Salary pension transfer and he had been recommended to me. I found him professional, clear, transparent and very honest. He took me through absolutely everything pros and cons wise which put me in a position where I could confidently make decisions around my pension provision. He made what is generally a complex area very clear and this enabled me to make the decisions I made with the benefit of knowing and indeed finding out how professional and efficient the review service is. I can now confidently plan for the future knowing that my financial arrangements are best placed to meet my needs with much thanks to Gary.
Jane, Alderley Edge
I have always found Simply Pensions to offer a quality, professional and tailored service. They are fast to respond, always offer the best possible advice and are a real pleasure to deal with!
Paul, Rossendale
After a recent change of control within the company and uncertainty on future work prospects, being largely unsure on how to go about it, I contacted Simply Pensions for advice on how best to realise an annuity purchase on my work and private pension plans. After a number of extremely useful face to face discussions, subsequent analysis on what would be best for my individual circumstances and thorough market search for the most advantageous offers, Stuart McNeil was able to successfully complete the whole process within a matter of weeks, enabling me to draw on a tax free lump sum and monthly annuity payment with almost immediate effect. I found the help, advice and overall service offered by Stuart to be extremely professional with the utmost understanding and thought given to what was best for mine and my families situation.
Jeff, Rossendale
About us

After nearly two decades of financial planning experience, we have developed significant expertise in helping people with a wide range of pension based needs.

We work extensively with people who are planning for their retirement, be it starting a pension, considering retirement or having already retired, they may have existing pensions and are looking for advice.

We have an in-depth understanding of these people’s goals, aspirations and, most importantly, the best way to make them a reality.

Based in Rossendale and Alderley Edge we work predominantly with people in the North West, but with the power of Zoom, we can now be accessible across the UK and have successfully started working with clients this way.

Our services

We're specialists in all aspects of pension and retirement planning so whatever your requirements are, we can help you. As well as providing an initial advice service to help you set things up, we also offer an ongoing advice service which gives you the assurance that your pensions are being continually monitored to ensure that they continue to meet your needs and objectives. Our service propositions are cost effective and transparent so you know exactly what you are going to get from them.

Where to find us
Head office address: Kingfisher Business Centre, Burnley Road, Rawtenstall, Rossendale, BB4 8EQ
Service coverage
Preferred clients
Minimum wealth (income/assets)
£51,000
Minimum pension value
£51,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.3/10
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FCA authorised
Last authorised 13th September 2021

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