SMG Financial Management

Independent Financial Adviser Alloway House, 6 Alloway Place, Ayr, KA7 2AA

First meeting at adviser's own cost

Response rating

7.0/10

17th June 2019

Independent financial advice on all areas of financial planning provided by highly experienced Chartered Financial Planner.

We can advise you on

Financial planning
- Wealth management
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
Savings
- Lump sum
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance

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Meet our advisers

Robin Dale

Chartered Financial Planner

Qualifications & Accreditations Hide qualifications

Chartered Financial Planner (CII)

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

SV1 - Saving and Investment (CII)

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

J06 - Investment Principles, Markets and Environment (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

MAQ - Mortgage Advice Qualification (CII)

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

G10 - Taxation and Trusts (CII)

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

APFS - Associate, Personal Finance Society (PFS)

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

G20 - Personal Investment Planning (CII)

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

R05 - Financial Protection (CII)

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

K20 - Pensions Investment Options (CII)

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

K10 - Retirement Options (CII)

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

Accreditations

Where to find us

Alloway House, 6 Alloway Place, Ayr, KA7 2AA

Make an enquiry

About us

SMG Financial Management Ltd is a financial planning business, focussed on helping you understand and plan for your financial future. We provide financial advice for individuals and business on investments, savings, retirement planning and protection.

The company was originally established in Dumfries in 2003 and expanded by opening an office in Ayr. The office in Ayr is run by Robin Dale who is a Chartered Financial Planner with over 20 years experience in financial services.

Our services

The independent advice we provide covers all areas of personal finance. A huge emphasis is placed on building relationships with our clients. Once a financial plan is put in place the ongoing monitoring of it is vital. We provide regular reviews and contact which is almost as important as the initial advice.

Compliance

Registered office First Floor, Campbell House, Bankend Road, Dumfries, DG1 4UQ. SMG Financial Management Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 417734. The Financial Conduct Authority does not regulate taxation and trust advice.

Make an enquiry Request a call back Recommend to a friend

We can advise you on

Financial planning
- Wealth management
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
Savings
- Lump sum
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance

Advice methods

Telephone
Face to face

Preferred clients

Minimum wealth (income/assets)

£0

Minimum pension value

£0

Minimum mortgage value

£0

Compliance

Make an enquiry Request a call back Recommend to a friend

Contact options

Make an enquiry Request
a call back Recommend to a friend

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